Analyst, Financial Institutions Group - Underwriting and Portfolio Management

Employer
Capital One
Location
Bethesda, Maryland
Posted
Dec 22, 2021
Closes
Jan 21, 2022
Ref
R123367
Function
Finance
Hours
Full Time
Bethesda Metro Center (17049), United States of America, Bethesda, Maryland

Analyst, Financial Institutions Group - Underwriting and Portfolio Management

Summary

The Financial Institutions Group (FIG) has an opening for a Portfolio Analyst to join the Underwriting and Portfolio Management organization. The Portfolio Analysts monitor, analyze and report on Borrower performance data and ensure compliance in accordance with the terms of the loan agreements and internal policies. The position supports Portfolio Managers with risk identification and problem resolution including the preparation of risk ratings and approval materials. The Portfolio Analyst serves as the primary day to day contact with FIG clients and assist in onboarding new collateral to facilitate borrowing requests.

Responsibilities
  • Perform financial and collateral analysis. Prepare reporting on performance trends, key indicators and industry specific data.
  • Monitor and enforce ongoing Borrower compliance with all loan terms and documentation.Ensure specific Borrower compliance with financial & portfolio covenants and reporting requirements.
  • Assist in the preparation of various underwriting documents including components or credit approval memos and annual reviews, with supervision.
  • Review and approve periodic Borrowing Bases and advance requests.
  • Facilitate internal and external portfolio reporting.
  • Understand and employ all policies and procedures of the Bank. Remain up-to-date on all bank compliance regulatory policies and procedures and on all pending and proposed regulatory changes affecting bank compliance.
  • Ensure data integrity of information in the COF commercial loan systems.
  • Understand and promote bank products.
  • Maintain and promote client relationships.
  • Foster an open dialogue and strong working relationship with Loan Operations and Treasury Management.


Basic Qualifications
  • Bachelor's Degree or Military Experience
  • At least 1 year of experience in financial analysis, budgeting or financial modeling
  • Strong analytical and technology aptitude
  • Ability to communicate verbally in a concise and clear manner with clients, peers and fellow associates.


Preferred Qualifications
  • Bachelor's Degree in Accounting, Finance, or other relevant fields
  • Previous experience in banking, commercial finance or asset management
  • Formal training in credit risk management
  • Advanced Excel skills


At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

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For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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