The VP/Commercial Loan Officer manages a commercial loan portfolio and develops new commercial loan business by maintaining contact with current and potential customers and by following-up on leads provided by other bank officers and staff. This position processes applications for new loans and renewals, prepares credit analyses and executes approved loans, monitors payment records and follows-up with borrowers when payments are overdue, and maintains a working relationship with current and potential borrowers.Preparation of a credit analysis to determine the risk associated with each applicationReviews loan documents on a regular basis to assure that copies of agreement, record of payments, current financial statements, and related documents are on fileReviews and reassigns the original risk rating of each loan in the portfolio in response to changing business conditions and any changes in the Bank's underwriting standardsChanges risk rating if necessary and seeks additional collateral, reduction in principal, restructure of loan, or payoff as needed to conform with Bank's lending policyRequired education and experienceBachelor's degree business administration, accounting, marketing, or a related discipline.5-8 years' experience as a residential lending officer.Knowledge of federal bank regulations.Knowledge of financial analysis and credit risk ratings.Knowledge of marketing and relationship management practices.Additional eligibility preferences (types), if applicable.Banking Platforms (FISERV)Microsoft SuiteKnowledge of computer software programs used to evaluate financial information and maintain loan information