West Creek 7 (12077), United States of America, Richmond, Virginia

Director, Assistant General Counsel - Enterprise Regulatory Advisory

The Capital One Legal Department is seeking a talented and experienced attorney with an established interest in payments and payments-related issues as they arise in the context of day-to-day financial services operations, regulatory issue advocacy, and new product design and development. The attorney in this position will join our Enterprise Regulatory Advisory Legal team and will help support business operations and risk offices, business-aligned attorneys, Compliance and Audit professionals, and more. Working closely with these business, compliance, and risk partners across each of Capital One's lines of business, you will be a go-to resource across the company on legal issues related to payments, the rules of payments systems, and consumer protections relating to payments, including by working on issues arising under Regulation E; Regulation CC; the Uniform Commercial Code; payment system rules; and other sources of authority. This role requires advanced problem-solving ability to help both Capital One customers and Capital One lines of business "win" within these rules.

We are looking for an attorney who is collaborative, inquisitive, and enthusiastic about payments. You'll need strong analytical and organizational skills, great judgment, and the ability to work effectively in a fast-paced environment with complex legal and regulatory issues that may arise suddenly and require quick resolution. A good sense of humor is a plus!

Areas of Responsibilities likely to include some combination of:

• Payments requirements and disclosures
  

• Payment systems rules
  
• Funds availability
  
• Gift card-related requirements and prohibitions
  
• Emerging payments products/systems
  
• Debit/interchange rules
  

Skills and experience:

• Apply structured, logical thinking to analyze issues, answer inquiries, evaluate risks and solve problems in an integrated way relative to applicable laws, rules, regulations and precedents
  
• Build collegial and effective relationships with business partners
  
• Possess an ownership mentality who nonetheless enjoys being part of a team and who can interact with and influence across departments and job levels!
  
• Rapidly synthesize new information and make quick, well-grounded decisions
  
• Balance the needs of the business partners with a broader understanding of the objectives of Capital One as a whole
  
• Lead, oversee and complete projects with minimal direction
  
• Strong verbal and written communication skills, including the ability to communicate detailed and complex information to others at all levels of the enterprise
  
• Strong organizational skills with impeccable attention to detail
  
• Ability to work in a fast-paced environment with minimal supervision
  
• Ability to prioritize and manage a significant volume of work on a broad array of topics with multiple and simultaneous deadlines
  
• Comfort tackling issues that may not have a clear answer
  
• Curiosity: willing to learn and proactive in that regard
  

Basic Qualifications:

• Juris Doctor from an accredited law school
  
• Active member in good standing of at least one state bar
  
• At least 7 years of experience at a law firm, in-house legal department, or a combination
  

Preferred Qualifications:

• Experience with Regulation E, Regulation CC, UCC 3, 4 and 4A, Nacha Rules, Association Rules (Visa and MasterCard) and Regulation II
  
• Experience providing advice and counsel on products, services and transactions to clients in the financial services industry
  

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).