Health Care Real Estate Portfolio Analyst
General information Career area Portfolio Management Work Location(s) 3 Bethesda Metro Center, Bethesda, MD Ref # 21-6623 Posted Date Wednesday, July 14, 2021 Ally and Your Career Ally Financial only succeeds when its people do - and that's more than some cliche people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too? The Opportunity Senior Associates work with more senior team members in identifying, analyzing, closing, and monitoring middle market leveraged loans. Senior Associates typically have 5+ years of middle market leverage lending experience and have strong demonstrated knowledge of regulatory and firm risk policies. Incumbents at this level are continuing to build upon the skills required to close and manage leveraged loan transactions and have a higher level of responsibility for workload under minimal supervision. Senior Associates are meaningful contributors to team successes, and assume increasing levels of responsibility with underwriting, managing accounts and referral source relationships. The Work Itself Prepare diligence requests/question lists and review/analysis of diligence information. Perform financial analysis Interpretation of historical and projected financial information. Review/ and or provide supervision to associates and analysts in the preparation of financial models, including transaction summaries, pricing models, and cash flow models. Assist team in updating trend cards and analyzing financial statements on portfolio accounts. Assist in ensuring the transaction is in compliance from a regulatory standpoint Debt Repayment OFAC/CIP/AML/Food Insurance/Background Checks Risk Ratings. Responsibility for completing and/or reviewing Initial Deal Review approval templates prepared by analysts and associates. Responsible for completing significant sections of the underwriting document with minimal supervision. Assist in supervising analysts and associates with the preparation of updating portfolio trend cards, collateral analysis as applicable and of portfolio reviews. The senior associate may be responsible for updating portfolio trend cards, provide collateral analysis as needed and assist with the preparation of portfolio reviews on more complex accounts. Assist/supervise analysts and associates with special projects. Work towards understanding and adapting to Ally's credit culture. The Skills You Bring 3+ Years of banking and lending experience including auditing, underwriting and financial and credit analysis preferred. Bachelor's degree in Accounting or Finance preferred. Demonstrated knowledge of regulatory and firm risk policies. Completion of Bank training program is preferred. Excellent communication (verbal and written), interpersonal and organizational skills. Highly analytical, detail oriented with problem solving capability. Ability to work independently with demonstrated strong time management skills. High level of accountability and the ability to effectively prioritize tasks. Highly motivated, self-starter. Technical: Computer literate, including: Word, Excel, Power Point. Experience with financial forecast models desirable. How We'll Have Your Back Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including: Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting. Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs. Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially. Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts. Work-Life Integration: other benefits including LifeMatters(R) Employee Assistance Program, subsidized and discounted Weight Watchers(R) program and other employee discount programs. Who We Are: Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com. Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law. Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at email@example.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.