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Business Development Officer

Employer
Wells Fargo
Location
Woodbridge, VA
Closing date
Oct 28, 2021

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Industry
Other
Function
Administrative, Sales
Hours
Full Time
Career Level
Experienced (Non-Manager)
Job DescriptionImportant Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, yo-ur profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application.At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.Consumer and Small Business Banking (CSBB) provides financial services to 21 million retail bank households and three million small business customers through approximately 4,900 retail branches, 17 customer service centers, and approximately 13,000 ATMs in 36 states and the District of Columbia. We serve and help individuals and families in many aspects of their lives, helping them buy homes, open first bank and savings accounts, buy cars to get to and from work or school, and start or grow small businesses. CSBB is focused on innovating and transforming with the customer at the center, better enabling customers to engage with us how, when, and wherever they choose. As an industry leader in many consumer and small business areas - including retail deposits, debit card transaction and purchase volume, and small business lending - our primary goal is delivering for our customers. Small Business serves the financial needs of small business owners with annual sales of up to $5 million and includes Small Business Lending, Small Business Relationship Management, Core and Government Products, and Small Business Strategy. It also includes a Healthcare Practices group, which combines a team of experts, practice financing, and resources to help medical, dental, veterinary, and optometric practitioners acquire, build, equip, and refinance their practices. Identifies, acquires, and grows new relationships with small business customers. Creates opportunities and partners with Regional Business Relationship Managers to discuss business products and services and onboard customers. Increases Wells Fargo relevance to prospective customers and positions Wells Fargo Small Business Development and product partners for new business opportunities through marketing efforts and value added ideas. Partners with market leadership to develop strategies and lead marketing efforts in a defined territory. Assists with processes including identification of new customers, customer acquisition, initial customer contact, follow up strategies, identification of products and services to meet customer's needs, proposal development, and overall management of new customer acquisition including onboarding. Partners with Regional Business Relationship managers and other partners to ensure a smooth customer transition. Identifies additional product opportunities by developing partnerships with regional managers and product partners to deliver the full complement of Wells Fargo products and services. Prospective customers will mostly be self-sourced or come from external referral sources, including Centers of Influence. Majority of travel will be allocated to prospecting activities. Responsible for all phases of the customer service and sales life cycle including lead generation, utilization of relevant systems, following policies, leveraging product knowledge, and assessing credit needs of prospects. This LO position has customer contact and job duties which may include needs assessing and referring those customers interested in a dwelling secured product to a SAFE team member. This position includes assisting customers without taking an application and without offering or negotiating terms of a dwelling secured transaction. Individuals in a LO position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.Required Qualifications2+ years of business experienceDesired QualificationsExperience prospecting, offering products and services, and referringExcellent verbal, written, and interpersonal communication skillsExperience building and maintaining relationships with prospects, referral sources, and colleaguesExcellent customer service skillsA BS/BA degree or higherExtensive knowledge and understanding of financial services businessStrong networking ability with business partnersIntermediate Microsoft Office skillsAbility to be proactive, innovative and creative in meeting customer and enterprise needsAbility to deliver dynamic presentations to business clientsA BS/BA degree or higher in business or management2+ years of business-to-business sales experience2+ years of commercial credit experience2+ years of direct sourcing and prospecting new clients experience2+ years of new business development experienceExperience building partnerships and consulting effectively with leadershipExperience sourcing small business clienteleKnowledge and understanding of financial services industryKnowledge and understanding of outbound calling and assessing customer needsKnowledge and understanding of outside sales in a consultative Business-to-Business environmentExperience building relationships with referral partners and community organizations within diverse communitiesJob ExpectationsIndividuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.Ability to travel 50% of the timeAbility to travel up to 75% of the timeDisclaimerAll offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.Relevant military experience is considered for veterans and transitioning service men and women.Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.Benefits SummaryBenefits Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.

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