Business Risk and Control Lead

Bill Me Later Inc.
Lutherville Timonium, MD
Oct 23, 2021
Oct 25, 2021
Analyst, Business
Full Time
Who we areAt PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives. We're a purpose-driven company, and our beliefs are the foundation of how we conduct business every day. We're guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Collectively, these values inspire us to work together as One Team with our customers at the center of everything we do, and to take care of ourselves, each other, and the communities in which we live and work. We challenge the status quo, ask questions, and find solutions. Join us as we enable the hopes, dreams, and ambitions of millions of people around the world.When applying for a job you are required to create an account, if you have already created an account - click Sign In.Creating an account will allow you to follow the progress of your applications. Our system does have some requirements that will help us process your application, below are some guidelines for creation of your account:Provide full legal First Name/Family Name - this is important for us to ensure our future hires have the right system set up. Please Capitalize first letter of your First and Last Name.Please avoid using fully capitalized text for your First and/or Last Name.NOTE: If your name is hyphenated or has multiple capitalization, please use the same format as your government ID.Job Description Summary:Searching for a risk and controls analyst to support the Global Merchant Lending Business.Job Description:The RoleThe Business Risk and Control Lead ("BRCL") is responsible for helping the Product/Business owner manage the risk that they own over the product/business. The BRCL proactively engages with the business to identify, execute and mitigate operational risk for the Global Merchant Lending (GML) business. Conducts risk assessments for new initiatives and changes to existing process. Ensures risk for existing products are understood and mitigation efforts are identified and implemented so that operational excellence is built into the process.Key ResponsibilitiesResponsible for the execution of risk management activities within the GML linePerform and refresh risk assessment including risk identification, documentation, rating & control evaluationCreate and maintain risk and control inventories including: Capabilities, Products, Processes, Legal Entity, Risks, and ControlsIdentify product changes with associated control impacts and ensure appropriate implementation through the Product Development LifecycleMaintenance of Governance, Risk, Compliance (GRC) tool data for areas of responsibility Management and execution of risk programs for functional areasSupport business needs surrounding documentationProvide assertions on risk exposure and articulate and present escalated risks to management.Maintain strong understanding of key risk management principles and PayPal products and services within area of responsibility. Optimal ProfileExperience:Bachelor's degree or equivalent.3+ years of Audit, Risk, Compliance, Internal Audit, Regulatory, banking or similar experienceGood Communication, Reporting and Communication skillsUnderstanding of regulatory policy and processExperience in managing risks, controls, and/or compliance obligations, preferably in the financial industry including managing or supporting the following:The identification, assessment, control, and response to risks;Execution of risk response plans, including the development, prioritization, and communication of;Driving adherence to risk and compliance policies and procedures;Monitoring key risks and identifying emerging risks; andDemonstrated experience dealing with Ambiguity and managing competing priorities under demanding deadlines.Knowledge of enterprise risk management techniques and internal controls.Capabilities:Ability to see vulnerabilities in processesStrong project management skills.Ability to multitask effortlessly and manage competing priorities under demanding deadlines.Demonstrated ability to learn quickly, manage projects and drive/achieve results.Strong computer knowledge; excellent MS Word, Excel, Visio, and PowerPoint skills.Superior verbal and written communication skills.Behaviors:Operate with strong integrity with the ability to handle projects of a sensitive and confidential nature.Demonstrates strong and effective collaboration skills and ability to operate comfortably within a complex cultural, global environment.Demonstrates understanding of the organization's strategic direction and objectives in order to articulate and embed the role of risk in enabling strategyDeep, established credibility with the business to understand and communicate risks generated and impacting the businessSubsidiary:PayPalTravel Percent:0Primary Location:Timonium, Maryland, United States of AmericaAdditional Locations:Plymouth Meeting, San Jose, WilmingtonFor more than 20 years, PayPal has remained at the forefront of the digital payment revolution. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, our open digital payments platform gives PayPal's 400 million active account holders the confidence to connect and transact in new and powerful ways. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying, or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom, enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at