1st Mortgage Inside Loan Officer

Employer
NASA Federal Credit Union
Location
Bowie, MD
Posted
Oct 23, 2021
Closes
Oct 25, 2021
Ref
160489108
Function
Other
Hours
Full Time
FIND YOUR PURPOSE. JOIN OUR MISSIONAs one of the largest credit unions in the region and top performing in the nation, NASA Federal Credit Union (NASA FCU) members enjoy banking with an organization that's well established, financially sound and thrives on technology. With a strong heritage to serving the needs of individuals, the credit union philosophy of People Helping People has always been a priority.We offer a generous benefit package:+ $47,500 - $75,625 / Annually + Commission + 401(k) match to 5% of earnings - immediate enrollment and 100% vesting+ Choice of two health plans + Dental+ Life Insurance - no cost+ Long-term Disability Insurance - no cost+ Employee Assistance Program - no cost+ Paid vacation+ Paid sick time+ 10 Paid holidays+ Profit Sharing eligibleThe Inside Loan Officer will collect, examine and evaluate member financial and personal data in order to counsel and recommend appropriate residential lending products. It will facilitate and assist members with the residential lending application process, manage member expectations and establish valuable member trust relationships resulting in repeat business and loan referrals. Inside Loan Officer I+ Responds quickly to in-house referred members for information and explanation regarding residential lending products and services; this includes being routinely available to accept internally transferred mortgage inquiry queue calls+ Assists with any type of loan application method a member prefers: internet, phone, personal meeting.+ Interviews member, reviews application information to request specific support documents needed/required based on loan investor guidelines+ Analyzes applicant data, credit and collateral property value to determine accurateness of information.+ Corresponds, communicates and coordinates with applicants, in-house support staff and outside service providers to facilitate timely closings+ Ensures all regulatory disclosures are in timely compliance and provided to Applicant.+ Understands and complies with all aspects of RESPA and TRID+ May be a resource person for new Inside Loan Officers for process, pricing and policy questions+ Other duties as assignedInside Loan Officer II+ Has all the duties of the Inside Loan Officer I+ Acts as a resource person for new Inside Loan Officers for process, pricing and policy questions+ Handles unusual or more complex member mortgage loan issuesInside Loan Officer I + Four-year college degree in related field, preferred+ Minimum of two years of 1st Mortgage Lending origination of conforming residential mortgage loans underwritten to FNMA and Freddie guidelines as well as experience originating private investor and government loans, preferred+ Must demonstrate knowledge of applicable lending regulations and compliance+ Excellent communication - written, oral, and listening+ Ability to multitask, while prioritizing tasks+ Proven track record of meeting and/or exceeding goals+ Well organized with attention to detail Inside Loan Officer II:+ Four-year college degree in related field, preferred+ Minimum of five years 1st Mortgage Lending origination of conforming residential mortgage loans underwritten to FNMA and Freddie guidelines as well as experience originating private investor and government loans+ Must demonstrate knowledge of applicable lending regulations and compliance + Five years' experience may be substituted with either (or a combination of) proven mortgage origination management experience and/or consistently high loan quality and production volume in both number of units and dollar amount as determined by mortgage division management+ Excellent communication - written, oral, and listening+ Ability to multitask, while prioritizing tasks+ Proven track record of meeting and/or exceeding goals+ Well organized with attention to detail ID: 2609 External Company URL: www.nasafcu.com Street: Bowie Building