Job Description SUMMARY: This position is responsible for originating new loans; complete, up-front pre-qualification of clients based on the four components of a loan (assets, income, credit, property), utilizing the Preliminary Assessment Form (PAF); determination of appropriate loan program; taking a complete loan application; production of an accurate loan estimate; proper set up of loan file; up-front communication to borrower(s) of all required documentation to close transaction; establishing ongoing communication with borrower(s), real estate agents and 3rd party providers; interest rate locks (upon client request) with confirmation from lender; timeline & management of loan pipeline; overall knowledge of industry (products, pricing, process, third party services, compliance, regulation); sales and 5 star customer service. This position is full time and is permitted to operate remotely. ESSENTIAL DUTIES: Determine appropriate mortgage loan financing product for each client. Develop and maintain successful relationships with clients, referral and industry-based partners. Collect and analyze customer financial information. Maintain thorough understanding of and compliance with RESPA, ECOA, HMDA, FNMA, FHLMC, FHA, VA, etc. Remain current on existing and developing trends for the community and the marketplace. Demonstrate ease of use and adaptability with existing and developing technology. Maintain knowledge of company product, policy, procedures and underwriting requirements. This list of Job functions is not all-inclusive. You will be required to perform other job-related tasks & duties may change as requested by the manager & as required by needs of the company. QUALIFICATIONS: REQUIRED: Demonstrated ability to build and maintain customer relationships. Proficiency & adaptability with technology & computer navigation. Must self-generate leads & be coachable. Strong verbal & written communication skills (in English) to interact with clients, support staff, and partners. Established originators will maintain minimum production standards of 4 closed loans/$750,000 in volume per month & new originators will achieve minimum production standards (4 closed loans/$750,000 in volume per month) within 12 months of employment, achieving production milestones along the way. NMLS SAFE Act Compliance holding a minimum of one state license and a desire to grow in regionally strategic states. PREFERRED: Encompass & Optimal Blue proficiency (will train). PACRES PERKS: Lend in 34 states Marketing support (custom designs, video & social media content, event support & more). IT support (In-house software developers, IT Help Desk & support staff). 3:1 support personnel to sales staff ratio. In-house underwriting & upfront approvals to help close loans faster. Advanced reporting for Branch Managers. Ellie Mae Encompass for Origination & fulfillment. Companywide CRM provided to all Mortgage Advisors. 99% customer service satisfaction rating. PHYSICAL REQUIREMENTS & WORKING CONDITIONS: The physical requirements for this position are customary to that of a desk job in an office setting. It will require sitting or remaining stationary for long periods of time (eg, working at a desk/computer), near vision & ability to see objects on the computer screen. May occasionally need to lift and/or move up to 15 pounds, stand, walk, stoop, kneel, crouch, or use hands & arms to reach to maintain or set up computer equipment. If/when working onsite, work is performed in a climate controlled, indoor, administrative office setting. The noise level in the work environment is usually quiet to moderate. BENEFITS: 401(K) with discretionary company match & profit sharing, Medical Insurance (Including Health Savings Account Option), Dental Insurance, Vision Insurance, Life & Disability Insurance. HOURS: Monday - Friday, 8am-5pm Company Description At Pacific Residential Mortgage, our goal has remained the same since we opened our doors in 2004; we value our customers & employees over profit. With this in mind, our company has grown to be a premier mortgage lender throughout the PNW and beyond. Now licensed in 30 states, our Mortgage Advisors have the opportunity to provide home loans to first-time homebuyers, Veterans, self-employed business owners, and more. Our branch offices are staffed by local individuals who live and serve in the communities they work in. Many members of our staff have been with the company since we began closing loans, and recently celebrated PRM's 16-year anniversary with us in October 2020 Looking forward, PacRes' growth will maintain the continuity of local lending through the professional development of our employees and the selective process of onboarding new members who exhibit the same values that have kept PacRes a great place to work for over 16 years. We offer competitive wages, benefits & time off. We are an Equal Opportunity Employer. NMLS-1477 / WA CL-1477 Equal Housing Lender Notice to Headhunters/Staffing Agencies: Please do not submit resumes for this posting. Resumes submitted will be considered unsolicited and will be added to our resume database. In addition, Pacific Residential Mortgage, LLC will not be obligated to pay a referral fee.