Home Equity Closer

S3 Shared Service Solutions
Linthicum Heights, MD
Sep 27, 2021
Sep 29, 2021
Accountant, IT
Full Time
SUMMARYThis position will be responsible for coordinating closings with members, reviewing loan files in order to prepare settlement documents, and post-closing all completed/signed settlement packages to ensure all required documents have been completed and signed accurately, to book loans to the Credit Unions' core systems and to verify all pertinent information has been successfully transferred over. S3 has a commitment to excellence and the highest standards of member service. Our values and beliefs are critical to the success and growth of the business and they were all created with a unique cultural foundation. ESSENTIAL DUTIES AND RESPONSIBILITIESConduct a thorough QC review of the loan package received from the processorCoordinate settlement date and time with the member Prepare closing documents for delivery to settlement agentCalculate and issue wire proceeds in conjunction with closing date and settlement agent requirementsConduct a post-closing review the completed/signed loan package returned by the settlement agent to ensure accuracy and compliance with all CU requirements and state and federal regulatory requirementsBook and disburse loans in the Credit Unions' core system Interact with First Mortgage Fulfillment team and 3rd party Title companies in order to facilitate any simultaneous settlementsWork in collaboration and partnership with other team membersAdditional job related projects as assigned by management QUALIFICATIONSAssociate's Degree or equivalent work experience 2-3 years of experience closing home equity or 1st trust mortgages preferred Strong knowledge of State and Federal laws pertaining to the mortgage banking industry (ie: RESPA, TILA, ECOA etc) Candidate must be highly organized and able to handle a fast paced environment Ability to perform mathematical calculations with speed and accuracy Proficiency in MS Office (Word, Excel, PowerPoint, Outlook) Strong communication skills, both verbal and written, are necessary Excellent customer service skills with strong attention to detail Time Management skills and the ability to prioritize workload based on department SLA's and member needs Strong analytical skills required with a high degree of accuracy Ability to work flexible hours as needed Ability to multi-task in other areas of the unit Aptitude to work independently as well as part of a team and ability to collaborate with others Positive attitude and team-oriented Ability to function in an ever-changing environment STANDARDS OF PERFORMANCEProfessional representation of S3 Shared Service Solutions, LLC.Job knowledge/timely, accurate and efficient performance.Adherence to S3's policies and procedures.Promotes and ensures the highest level of quality member Service is provided to all members.Confidentiality of all records.Timeliness of meeting regulatory guidelines.Compliance of regulatory requirements.Success in meeting individual, departmental, and corporate goals.SUPERVISORY RESPONSIBILTIESNoneWORKING CONDITIONSThe work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.General office environment with low noise levelsBENEFITSBenefits package includes medical/dental/vision insurance, flexible spending accounts, 401(k) plan with fully vested matching, PTO, life insurance, short-term disability, long-term disability, holiday pay, loan discounts, service anniversary bonuses, recognition program, employee referral program, and employee activities.

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