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Mortgage Processor - Remote

Employer
Atlantic Coast Mortgage
Location
Washington, DC
Closing date
Sep 24, 2021

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About Our OrganizationDriven by a deep commitment to service and great experience, Atlantic Coast Mortgage, LLC (ACM) is able to deliver better, faster and more efficient mortgage services. The greater Washington, DC metropolitan, Maryland, Virginia area and Delaware real estate markets are among the most competitive in the country. The team of loan officers at ACM are experts in navigating the challenging, heavily regulated process, securing our clients financing smoothly and successfully - and helping them purchase the home they desire. ACM offers competitive pay, excellent benefits and a relaxed yet professional work environment.ACM promotes an Equal Employment Opportunity (EEO) workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, protected veteran status, or any other status protected by law. If you are disabled and need assistance in the application process, please contact the ACM Human Resources department.Summary:The primary function of the Mortgage Processor is to ensure the timely and accurate packaging of all loans originated by loan officers, while ensuring that the applicant"s documents are accurate for processing and underwriting. The processor assumes responsibility as the point person from qualification to the final approval. The processor maintains a positive working relationship with peers and managers, as well as clients, underwriters, loan originators, closers and other referral sources.Key Accountabilities:Must know compliance rules and regulations ie AIR, RESPA and Reg.ZMust be efficient in processing DE/DU & LPProficiency in Encompass (LOS) preferredHighly efficient in Microsoft OfficeMust be knowledgeable and compliant with all client privacy and confidentiality lawsFollows specific guidelines for Fannie Mae and Freddie Mac investor regulationsReviews loan applications for accuracy and completeness, ensuring standards are metProficiency in understanding the loan profile to pre-underwrite conditions with the goal set to manage and streamline the loan process with underwriting.Analyzes and interpret credit report dataProcess documents including income, assets, employment, and analyze liabilities in a paperless work environmentCommunicates effectively with credit bureaus and applicant"s previous employersDemonstrates excellent professional and customer service skillsQualifications:Associate degree preferred but not requiredMinimum of 2 years of experience as a Mortgage Loan Processor.Previous experience with Conv, FHA, VA, VHDA and USDA loans is required.Detail oriented, ability to prioritize, and outstanding service are critical to succeedStrong sense of urgency-meet deadlinesSelf-motivated, must be capable to independently process a wide variety of loan products and maintain a pipeline of 25+ loansExcellent verbal and written communication skills - be consistent and proactive with communicating with borrowers, loan originators and other parties to the transaction while striving to maintain high level of customer service.Proficiency to perform job duties in a high-paced environment, with the ability to manage time effectivelyFlexible ability to multi-taskRetains a strong, productive work ethicPowered by JazzHRwRz2vOZnyV

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