Real Estate / Mortgage Loan OfficerSignal Financial is a progressive and growing Credit Union with over 21,000 members and more than $470 million in assets. We are committed to building a new way of banking for our current and future members in the Washington Metro area. Our goal is to be a progressive multi-billion-dollar financial institution by re-inventing the way we operate, particularly when it comes to enhancing the membership experience. We aim to do this by being innovative, creative and nimble in offering distinctive products and services. Position DescriptionThe Real Estate Lending Loan Officer is responsible for the development of referral business, leads and relationships with individuals, past clients, credit union SEGs, real estate professionals and the branch network to generate new loan volume. The Loan Officer also ensures administrative and operational compliance with regulatory requirements and Signal Financial Federal Credit Union policies and procedures. Leads and referrals will be provided from internal sources (branches, call center, marketing), however there is an expectation to cultivate business from outside sources as well. Position ResponsibilitiesProactively generate purchase and refinance loan volume to meet or exceed Signal Financial FCU production goals.Participate in community efforts and seminars to promote Signal and educate members about various topics related to mortgages and homeownershipDevelop and maintain successful relationships with various referral sources such as realtor offices, accounting firms, home shows, and other business partners.Provide mortgage solutions to existing and prospective Signal Financial FCU membersMeet with members as necessary during various stages of the loan processProvide complete loan application packages to the Real Estate Lending Operations TeamEnsure exceptional member experience by overseeing loan process from origination through closing while providing on-going communication and status updates to members, agents and business partners Ensure a positive loan application process for prospective borrowers:Meet with prospective borrowersReview / Analyze credit and financial dataDetermine borrower financing objectives and goalsDiscuss appropriate SFFCU products and programs and explain guidelinesPresent pricing/lock terms to borrowersIdentify appropriate opportunities to offer additional credit union productsCollect supporting loan documentation as required and provide complete package to Loan Processor Maintain current and thorough knowledge of lending programs, policies, procedures, Fannie Mae and Freddie Mac guidelines and regulatory compliance requirementsInteract closely with management, loan processors, underwriters and loan closers to achieve division goals in turn time, pull through, and member satisfaction.Provide leadership through personal actions and day-to-day practices that support our core values. Position Requirements A minimum of three to five years of mortgage industry experience with a focus on generating new businessHigh School diploma or equivalent. College degree preferredMust demonstrate an in-depth knowledge of Fannie Mae/Freddie Mac and FHA guidelines as well as credit union lending policies, procedures, and regulationsMust possess a thorough understanding of the requirements and features of the mortgage loan programs offered by SFFCU, other private investors, and the secondary mortgage marketStrong time management skills and the ability to organize, prioritize and perform multiple tasks simultaneouslyExcellent oral and written communication skills requiredStrong loan math calculation skills including the use of automated spreadsheet development and basic analytics requiredAnalytical decision-making ability with attention to detailAbility to learn and work in a fast-paced work environmentAbility to multitask and prioritize work as requiredPC proficient to include: Office 365 products - Word, Excel, Outlook, Microsoft Teams Familiarity with mortgage loan origination systems and processing software. Symitar Episys preferred The list of duties and responsibilities is not intended to be all-inclusive and may be expanded to include other duties or responsibilities that management may deem as necessary. We are proud to be an EEO/AA/Minorities/Females/Disabled/Veterans employer.