Sr. Business Analyst - Capital Risk Oversight

Capital One
McLean, Virginia
Sep 14, 2021
Oct 14, 2021
Full Time
Center 2 (19050), United States of America, McLean, Virginia

Sr. Business Analyst - Capital Risk Oversight

As a Senior Business Analyst in Capital Risk Oversight (CapRO), you will apply your strategic and analytical skills to review and challenge the credit loss forecasts for our various lines of business that inform the Company's quarterly allowance and annual stress testing estimates. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.

Specific responsibilities include, but are not limited to:
  • Analysis: Identify explicit and implicit assumptions, limitations and weaknesses of credit loss estimation frameworks and raise conceptual or tactical challenges to pressure test the appropriateness of the loss projections
  • Managing Credit Risk: Support step-change improvements in credit loss estimation frameworks by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
  • Execution: Develop, enhance and implement sustainable processes to identify, communicate, and document challenges to the loss estimation approaches and their resolution
  • Partnership: Work closely with colleagues across Capital One Credit Risk Management, Finance and other teams to drive effective oversight of loss forecasts
  • Strategic & analytic orientation: A proven track record of problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the role is based on rigorous analytic credit risk management
  • Strong judgment, leadership and integrity: He/she should be a tenacious decision maker, able to prioritize among competing priorities while bringing a healthy, diligent, yet empathetic approach to the oversight function
  • Strong communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
  • Clear results orientation: Display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment
  • Successful track record of thriving in a fast paced, and dynamic environment.

Basic Qualifications:
  • Bachelor's Degree
  • At least 1 year of experience in quantitative and qualitative analysis

Preferred Qualifications:
  • Master's Degree
  • 1+ years of experience in Statistical model building
  • 1+ years of experience in SQL querying
  • 2+ years of experience in business analysis
  • 1+ years of experience with Capital One's loss forecasting systems

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