The world isn't standing still, and neither is Allstate. We're moving quickly, looking across our businesses and brands and taking bold steps to better serve customers' evolving needs. That's why now is an exciting time to join our team. You'll have opportunities to take risks, challenge the status quo and shape the future for the greater good. You'll do all this in an environment of excellence and the highest ethical standards - a place where values such as integrity, inclusive diversity and accountability are paramount. We empower every employee to lead, drive change and give back where they work and live. Our people are our greatest strength, and we work as one team in service of our customers and communities. Everything we do at Allstate is driven by a shared purpose: to protect people from life's uncertainties so they can realize their hopes and dreams. For more than 89 years we've thrived by staying a step ahead of whatever's coming next - to give customers peace of mind no matter what changes they face. We acted with conviction to advocate for seat belts, air bags and graduated driving laws. We help give survivors of domestic violence a voice through financial empowerment. We've been an industry leader in pricing sophistication, telematics, digital photo claims and, more recently, device and identity protection. We are the Good Hands. We don't follow the trends. We set them. COMPENSATION DATA: Compensation range- 56,000-73,400 Job Summary The Adjusting Function is responsible for verifying policy coverage and limits. The Adjusting function investigates and evaluates damage and/or liability; estimates damages, losses, or total indemnity; sets and maintains reserves; and/or negotiates and settles claims. Property claims involve resolution of first and/or third party property-related claims. Under limited supervision, this job is responsible for investigating, negotiating, and settling a large homeowner claim involving complex structure losses as a result of, for example, fire, water, or theft. This individual handles claims that typically require alternative housing during the restoration of the property. This individual travels to the loss site to conduct a thorough analysis. This individual reviews the insurance policy, evaluates damages, determines loss coverage, and authorizes payments. This individual delivers compassionate service that is fast, fair and easy to ensure customer retention. The individual provides work guidance and direction to less senior employees and provides mentoring and coaching to the team. The individual works independently, prioritizing the individual's own responsibilities, and managing the individual's own workload. The individual also consistently meets band level behaviors, production, quality, and/or customer service goals. Key Responsibilities Customer Service * Makes and maintains a connection with the customer by understanding and meeting their needs; serves the customer with empathy; and follows up to ensure that customer needs have been met * Researches and responds to complex customer communications, concerns, conflicts or issues * Reviews customer satisfaction results; participates in determining necessary personal and business unit action plans File Documentation and Reporting * Summarizes documents and enters into claim system notes * Documents a claim file with notes, evaluations and decision making process * May handle first notice of loss of water damage claims Coverage, Liability and Evaluation * Investigates, reviews, determines and verifies coverage/policy information * Provides coverage explanation to customer * May assist in reviewing files and making recommendations to refer files to Home Office for escalation Damage Estimating * Prepares/reviews/approves complex damage estimate * Reinspects loss with repair contractor * Prepares, reviews, reconciles, triages, and/or approves supplements * Handles ALE (additional living expense) claims * Inspects and estimates damage in a dwelling * Handles and negotiates complex claims that include Public Adjuster involvement * May handle claims involved in litigation * Reviews mitigation bills * Adheres to applicable compliance standards File Documentation and Reporting * Sets up action and disposition plan for claim * Updates files to request additional authority * Summarizes documents and types into claim system notes * Documents a claim file with notes, evaluations and decision making process Negotiation and Settlement Guidance * Negotiates and settles claims in accordance with business unit best practices Other Projects and Responsibilities * May participate in one or more complex special assignments * May serve as a committee team lead for medium-sized projects or as a committee team member on large projects * Conducts subrogation investigations * May assist in researching or responding to or resolving complex compliance issues * May serve as a team lead Knowledge/Skills/Abilities/Experience * Bachelors degree in related field preferred or equivalent experience * Ability to interact effectively, and coach others on interacting effectively, with internal or external customers and act with empathy * Applies broad knowledge of insurance policy, coverage, and regulation * Applies broad knowledge of claim processes, policies, procedures, claim systems, coverage, liability, damage estimating, and/or settlement, and adherence to applicable legal compliance standards * Applies broad industry knowledge to discipline practices, including best practices, to support the business unit * Applies broad knowledge of analytical procedures to reconcile, manipulate, and recognize patterns of data * Applies broad knowledge of problem solving and preparation of reports for analysis * Applies broad ability to leverage learned technical skills in support of team objectives * Applies broad negotiation and/or arbitration skills * Applies broad conflict management and problem resolution skills in managing internal and external customer relationships * Applies broad problem solving skills to continuously improve business outcomes * Applies broad knowledge of training facilitation and coaching skills * Ability to investigate, evaluate, negotiate and settle complex claims * Provides broad individual decision making within authority limits * Has and maintains all appropriate licenses and registrations for the role per state requirements The candidate(s) offered this position will be required to submit to a background investigation, which includes a drug screen. Good Work. Good Life. Good Hands(R). As a Fortune 100 company and industry leader, we provide a competitive salary - but that's just the beginning. Our Total Rewards package also offers benefits like tuition assistance, medical and dental insurance, as well as a robust pension and 401(k). Plus, you'll have access to a wide variety of programs to help you balance your work and personal life -- including a generous paid time off policy. For a full description of Allstate's benefits, visit allstate.jobs/benefits/ Learn more about life at Allstate. Connect with us on Twitter, Facebook, Instagram and LinkedIn or watch a video. Allstate generally does not sponsor individuals for employment-based visas for this position. Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component. For jobs in San Francisco, please click "here" for information regarding the San Francisco Fair Chance Ordinance. For jobs in Los Angeles, please click "here" for information regarding the Los Angeles Fair Chance Initiative for Hiring Ordinance. To view the "EEO is the Law" poster click "here". This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs To view the FMLA poster, click "here". 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