Duties

Summary

This position is located in the Office of the Director, Consumer Financial Protection (CFPB) or Office of Markets, Research, Markets & Regulations (RMR) Division. CFPB's mission is to help consumer financial markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.

See our tips on the application process and printable checklist to ensure each step of the application is completed.

Learn more about this agency

Responsibilities

As a Markets & Policy Fellow Analyst, you will:

• Lead analytical efforts related to specific policymaking efforts. Coordinates the collection, validation, and analysis of both quantitative and qualitative data related to trends and developments in one or more of the following consumer financial services market areas: : mortgage origination, auto lending, consumer financial data exchange, credit cards, deposits, payments, consumer permissioned data access, consumer financial technology (FinTech), small business lending, rental housing, and financial institution data and core processing systems.
• Provide information and recommendations to more senior fellows and other Bureau staff on cross-agency project and policy making teams on developments and trends in consumer financial product lines.
• Monitor developments in specific market areas or product lines. Analyzes these developments and assess potential impact on Bureau policymaking efforts.

Travel Required

25% or less - You may be expected to travel for this position.

Supervisory status
No

Promotion Potential
53

Requirements

Conditions of Employment

The experience may have been gained in either the public, private sector or volunteer service . One year of experience refers to full-time work; part-time work is considered on a prorated basis. To ensure full credit for your work experience, please indicate dates of employment by month/day/year, and indicate number of hours worked per week on your resume.
Key Requirements:

Please refer to "Conditions of Employment."

Must be U.S. Citizen or U.S. National

A Public Trust background investigation will be required

This position is being filled under the Excepted service, Schedule A, fellowship program authority.

Appointments under this authority will be made in the excepted service and do not convey competitive status.

This appointment may be extended, up to an additional 2 years, not to exceed 4 total years.

Pass writing assessment - see Qualifications/Evaluations Sections.

Qualifications

You must meet the following requirements by the closing date of this announcement.

Selective Placement Factor: In addition to meeting the qualification requirements as described above, this position has the following Selective Placement Factor:

Ability to effectively communicate in writing as evidenced by using proper grammar to compose written documents which are clear, concise, thorough, and free of spelling, grammatical, and punctuation errors.

Writing Assessment: Candidates must demonstrate possession of the Selective Placement Factor by passing a writing assessment. Along with the application, you must submit a written product. To access the written product requirements please click here . Candidates must complete and pass the writing assessment to receive further consideration for this position. Candidates who fail to submit the written assessment as described above, will be considered to have an incomplete application, and will receive no further consideration.

Specialized Experience for CN-53: To qualify at CN-53, you must have one year of specialized experience at or equivalent to the next band/grade (CN-52, GS-12 or equivalent) in the Federal service. For this position, specialized experience is defined as:

- Analyzing data to identify problems and trends, and developing recommendations to improve gaps in policy and/or business procedures relating to one (1) of the following consumer financial services market areas: mortgage origination, mortgage servicing, auto lending, credit reporting, consumer financial data exchange, credit cards, consumer lending (e.g., small dollar and installment), credit reporting, deposits, payments, consumer permissioned data access, consumer financial technology (FinTech), small business lending (e.g., community development financial institution and minority depository institution), rental housing, and financial institution data and core processing systems; AND

- Using statistical software (e.g., STATA or R), and data visualization tools such as Tableau; AND

- Presenting written products to demonstrate analyses, policy or business options and implications, and recommendations.

Education

Additional information

OTHER INFORMATION:

• We may select from this announcement or any other source to fill one or more vacancies.
• This announcement may be used to fill like positions in other organizations within the Consumer Financial Protection Bureau
• This is a bargaining unit position.
• We offer opportunities for telework.
• Bureau employees are subject to government-wide ethical standards of conduct, financial disclosure requirements, and post-employment prohibitions, which applicants may review at www.oge.gov. In addition, employees must comply with the Supplemental Standards of Ethical Conduct for Employees of the Consumer Financial Protection Bureau (5 CFR 9401), which, among other things, prohibit an employee or the employee's spouse or minor child from owning or controlling a debt or equity interest in an entity supervised by the Bureau. Regulations also impose restrictions on the outside activities of certain Bureau employees, including examiners and attorneys. Applicants may review the Bureau ethics regulations and a summary of the regulations at www.consumerfinance.gov. Questions regarding these requirements and prohibitions should be directed to the Bureau Ethics Office at EthicsHelp@cfpb.gov .

CONDITIONS OF EMPLOYMENT:

• A two year trial period may be required.
• A trial period that will cover the full period of the appointment may be required.
• Complete a Declaration for Federal Employment to determine your suitability for Federal employment, at the time requested by the agency.
• Have your salary sent to a financial institution of your choice by Direct Deposit/Electronic Funds Transfer.
• If you are a male applicant born after December 31, 1959, certify that you have registered with the Selective Service System or are exempt from having to do so.
• Go through a Personal Identity Verification (PIV) process that requires two forms of identification from the Form i-9. Federal law requires verification of the identity and employment eligibility of all new hires in the U.S.
• Obtain and use a Government-issued charge card for business-related travel.

A new hire's direct and overall experience are critical factors in determining a salary offer, it is important that your resume fully reflects all of your work experience. The Consumer Financial Protection Bureau determines the salary offer for each selectee based primarily on three key factors:

• The selectee's directly related experience at the same level as the position
• The selectee's overall experience in a particular industry or area
• The salaries of other Bureau employees in similar positions and with similar levels of experience.

We also take the selectee's skill set into account. Applicants should note that salary offers seldom fall near the upper end of the salary range as listed in this vacancy announcement. Salary may be set from the minimum of the salary range to the midpoint of the salary range. In some instances, based on a selectee's extensive experience directly related to the position, salary may be set at or above the mid-point up to the maximum salary for that band level. See information on our base pay ranges and salary structure.

How You Will Be Evaluated

You will be evaluated for this job based on how well you meet the qualifications above.

You will be evaluated for this job based on how well you meet the qualifications above. Your application includes your résumé, responses to the online questions, and required supporting documents. Please be sure that your résumé includes detailed information to support your qualifications for this position; failure to provide sufficient evidence in your résumé may result in a "not qualified" determination.

Rating : Your application will be evaluated in the following areas: Analytical Thinking and Work Management.

Category rating will be used to rank and select eligible candidates. If qualified, you will be assigned to one of three quality level categories: A, B or C. The questionnaire in the application process will be used to assess your work management skill. The writing product you provide will be used to assess your analytical skills, therefore, it is critical that you follow the written assessment instructions.

Veterans' preference is applied after applicants are assessed. Preference-eligibles will be listed at the top of their assigned category and considered before non-preference-eligibles in that category. Qualified preference-eligibles with a compensable service-connected disability of 10% or more will be listed at the top of the highest category.

Referral : If you are among the top qualified candidates, your application may be referred to a selecting official for consideration. You may be required to participate in a selection interview.

Background checks and security clearance

Security clearance
Not Required

Drug test required
No

Required Documents

A complete application includes 1. A résumé, 2. Vacancy question responses, and 3. Submission of any required documents.

Please note that if you do not provide all required information, as specified in this announcement, you may not be considered for this position (or may not receive the special consideration for which you may be eligible). Please ensure all required documents, including any required work samples, narratives, or other materials as stated in this announcement, are attached to your application package

Any required documents should be submitted at the time that you apply as documents will not be accepted after the vacancy closes.

All applicants are required to submit a résumé either by creating one in USAJOBS or uploading one of their own choosing. (Cover letters are optional.) To receive full credit for relevant experience, please list the month/date/year and number of hours worked for experience listed on your résumé. We suggest that you preview the online questions, as you may need to customize your résumé to ensure that it supports your responses to these questions. Please view résumé tips .

VETERANS' PREFERENCE DOCUMENTATION: If you are claiming veterans preference, please see applicant guide for required documentation . In order to be considered for veterans preference, you must submit all required documentation as outlined in the applicant guide.

RECOMMENDED DOCUMENTS: In addition, we recommend that you submit copies of the following:

• Written Assessment as described in the "Qualifications" section of this announcement.

If you are relying on your education to meet qualification requirements:

Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education .

Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.