Credit Analyst

Luray, VA
Jun 25, 2021
Jul 01, 2021
Accountant, Finance
Full Time
Job Summary/Company:

Sparks Group in collaboration with a growing financial institution, is searching for a motivated Credit Analyst. They will support the banking team by utilizing tools to input financials, prepare cash flow and credit analysis. The ideal candidate will have prior commercial credit and real estate underwriting work experience with strong analytical skills and ability to conduct in-depth market and industry analysis. If you're looking for an exciting new opportunity in your career, apply now!

  • Prepare summaries and emendations to identify risks and mitigation strategies associated with credit decisions and transactions
  • Analyze credit history, financial statements, financial performance, existing market trends, forecasts and feasibility
  • Develop and produce insightful and actionable reporting on overall counterpart risk in various portfolios
  • Gather data from credit reports, conduct industry comparison and identify exceptions to credit policy
  • Conduct reviews via fundamental credit analysis, market updates, relevant industry news and research
  • Support and document the appropriate credit risk rating
  • Completes other responsibilities as assigned

Qualifications/Background Profile:
  • Bachelor's Degree in Business, Finance, Management or related field
  • 5+ years of commercial credit or underwriting real estate experience required
  • Solid financial analytical skills to interpret complex reports, and related documentations
  • Demonstrated leadership, professional presentation
  • Experience using Laser Pro preferred
  • Proficient using Microsoft Office applications
  • Excellent verbal and written communication skills to present ideas to a diverse group of people and interact with customers
  • Detail and process oriented; strong research and analytical skills with the ability to build and maintain successful working relationships
  • Solid relationship building and client facing skills; ability to motivate and collaborate with stakeholders, internally and externally

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Qualified candidates should send their resume AND call Sparks Group for additional details. Please note, resume must include a valid email address in order to be considered. We look forward to discussing your background, your current job search, and your potential career path with Sparks Group!

Sparks Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, pregnancy, citizenship, family status, genetic information, disability, or protect veteran status.