Commercial Risk Manager- Credit Solutions

Capital One
McLean, Virginia
May 04, 2021
Jun 03, 2021
Full Time
Center 2 (19050), United States of America, McLean, Virginia

Commercial Risk Manager- Credit Solutions

The Commercial Credit Solutions team is a horizontally functioning group intertwined with the Commercial Bank to help lead and deliver an automated and integrated platform for smart, scalable and consistent underwriting analysis, while also creating a complete and seamless credit monitoring experience as part of an integrated credit ecosystem. Diving even deeper, the group is striving to create a simple and easy to use online experience for our commercial clients to engage with Capital One for all their needs. By providing a high value experience that enables portfolio management for the business and driving adoption of the platform across all lines of business will help enable holistic and aggregated reporting through sustainable data rigor and governance.

As a Manager within our Digital Credit Portfolio Management team, you will be part of a team focused on issues remediation and governance within the Underwriting & Portfolio Management organization. As a problem solver, you will create and modify processes while collaborating with intelligent and passionate leaders to influence results that have an impact on the company's bottom line. You will educate and gain buy-in from key stakeholders concerning the utilization of governance processes to ensure appropriate execution each and every time.

General responsibilities of this role may include:
  • Assisting in developing a horizontal understanding of Commercial Underwriting and Portfolio Management, including the systems, processes and tools our businesses leverage to manage risk.
  • Assessing adequacy of the control environment and driving improvements in processes to monitor credit risk and operational requirements.
  • Helping design presentations to drive recommendations and solicit input.
  • Performing quality control assessments as needed.
  • Engaging, collaborating and working cohesively with key stakeholders across the Commercial Bank, including Credit, Product, Technology, Program Management, Sales, Operations, Finance and other internal groups to drive improvements in risk management processes.
  • Providing subject matter expertise on processes when representing Credit Solutions in projects and other meetings or communication.

The ideal candidate will have:
  • A high level of professionalism and confidentiality.
  • Demonstrated a passion for decision making and problem solving based on process assessment and data analysis.
  • Excellent verbal and written communication skills, including experience in strategic and senior-level presentation.
  • Experience to take ownership of and drive business results and desired outcomes.
  • Demonstrated the ability to work in a continually evolving and dynamic environment.

Basic Qualifications :
  • Bachelor's Degree or Military Experience
  • At least 3 years of experience in commercial underwriting or portfolio management or at least 3 years of working in a process management or control assessment environment

Preferred Qualifications :
  • Bachelor's Degree in Accounting or Finance
  • At least 5 years of experience in commercial underwriting or portfolio management or at least 5 years of working in a process management or control assessment environment
  • At least 1 year of People Management experience
  • Some experience in process mapping

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

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