Remote Senior Mortgage Underwriter

American Pacific Mortgage Corporation
Baltimore, MD
Oct 16, 2020
Oct 30, 2020
Accountant, IT
Full Time
Job Description Position: Senior Underwriter (Remote) Location: Charlotte, NC Job Id: 1602 # of Openings: 1 Primary Job: Responsible for providing efficient, timely, consistent, accurate quality loan decisions on a daily basis. Underwrite loans that adhere to APM Underwriting Policy and Procedures as well as adhere to the investor guidelines, policies and procedures. Additionally, responsible to answer questions and assist with problem solving with underwriting staff, respond to both internal and external QC audit findings in a timely and proficient manner. Essential Duties and Responsibilities: * Underwrite a minimum of 3 loans per day and complete outstanding conditions in a timely manner * Review file for accuracy and completeness according to the Underwriter Checklist, APMC guidelines and investor/agency guidelines * Run files through Quality Control tools * Communicate effectively with processors and loan officers on status of loan files and conditions Qualifications/Requirements: * UW Designations Experience Required * Ideal candidate will have at least 5 years underwriting experience with the above program designations. * Strong coordination, organization, teaming and communication abilities * Provide excellent customer service to both internal and external customers * Works well individually or in a group setting * Ability to manage time and priorities. * Ability to work under pressure and time constraints. * Ability to effectively communicate both verbally and in writing * Detail oriented * Ability to analyze an issue and determine best approach for a solution. * General experience and understanding of the following products: * Encompass 360 Bankers Edition * Mortgage Builder * Microsoft Word and Excel * Outlook * Internet navigation * Authority to underwrite the following loan types: FHA, VA, USDA, CONV * Commitment to company values, policies and procedures * Excellent interpersonal communication skills * Customer Service the ability to provide and maintain effective and positive communication * Adaptability an ability to quickly learn new or different techniques, products and computer programs * Problem Solving an ability to effectively analyze and resolve problems at a functional level * This person must live our culture every day! (Respect, Transparency, Scrappy) * Other duties as assigned Apply for this Position

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