Client Credit Management Business Lead

Employer
Freddie Mac
Location
McLean, Virginia
Salary
Competitive
Posted
Oct 01, 2020
Closes
Oct 03, 2020
Ref
JR731
Function
Analyst
Hours
Full Time
At Freddie Mac, you will do important work to build a better housing finance system and you'll be part of a team helping to make homeownership and rental housing more accessible and affordable across the nation.

Position Overview:
The Single-Family Mortgage Affordable Credit and Policy team is currently seeking a Client Credit Management Business Lead to join our team! The person hired for this position will be a key member of the Freddie Mac Affordable Credit and Policy team and will be responsible for supporting the development of negotiated terms of business, credit management and single-family credit and capacity risk management policies. This key position will critical to the monitoring, analyzing and recommending course of action for our affordable internal and external clients. The role reports to the Director- Affordable Credit and Policy.
Our Impact:
Our team is crucial to supporting Freddie Mac's affordable lending mission by providing Guide language and negotiated terms of business related to affordable items. In addition, we provide analysis, mentor ship, credit management and monitoring for our internal and external partners.
Your Impact:
This vital position will supply the affordable credit team by providing:
  • Ability to effectively and efficiently work on a variety of sophisticated credit and capacity issues of diverse scope where analysis of situation or data requires evaluation of a variety of factors, including an understanding of current business trends;
  • Provides guidance and interpretation on credit and capacity related issues to internal and external customers; and works on a variety of credit and capacity related policies and customer solutions on an as-needed basis;
  • Identifies, evaluates and addresses client and deal credit risk in contract renewals and terms of business negotiated with clients;
  • Proactive in addressing client's credit needs by developing creative ways to craft credit terms in contracts; support established guidelines for responding to client inquiries and education needs; and guides credit issue resolution when client's needs and Freddie Mac needs are not aligned;
  • Works on issues of diverse scope where analysis of situation or data requires evaluation of a variety of factors, including an understanding of current business trends;
Qualifications:
  • 8+ years of experience in conventional mortgage credit analysis and 4+ years management experience
  • 2+ years of current affordable lending experience
  • 1+ years of public speaking experience
  • Must be able to work independently with minimal direction and collaborate with internal and external clients
  • An extensive knowledge of Freddie Mac selling and underwriting guidelines, mortgage loan origination industry financing methods and loan origination processes
  • Project management experience
  • Superior organization and time management skills and the ability to lead multiple priorities with tight deadlines
  • College degree or equivalent experience; advance studies/degree preferred
  • Limited travel is required for client visits
Keys to Success in this Role:
  • Background in risk management and credit policy compliance
  • Strong customer relationship skills
  • Strong analytical and problem-solving skills
  • Teamwork
  • Strong verbal, interpersonal and written communication skills
  • An innovative demeanor and provide resolution to an extensive range of complicated credit and operational issues


Current Freddie Mac employees please apply through the internal career site.

Today, Freddie Mac makes home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. Join our smart, creative and dedicated team and you'll do important work for the housing finance system and make a difference in the lives of others.

We are an equal opportunity employer and value diversity and inclusion at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status or any other characteristic protected by applicable law. We will ensure that individuals with differing abilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

Notice to External Search Firms: Freddie Mac partners with BountyJobs for contingency search business through outside firms. Resumes received outside the BountyJobs system will be considered unsolicited and Freddie Mac will not be obligated to pay a placement fee. If interested in learning more, please visit www.BountyJobs.com and register with our referral code: MAC.

Time-type:Full time

Job Category:Risk

FLSA Status:Exempt