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Sr Service Associate-Float

Employer
M&T Bank
Location
Baltimore, MD
Closing date
Oct 1, 2020

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Retail Banking DivisionFull Time Floating Senior Service Associate Position37.5 Hours Per WeekSupports all branches in Downtown Baltimore and Northern Anne Arundel County Branches: McHenry Row, Fells Point, Hampden, Federal Hill, Inner Harbor, Patapsco Village, Eutaw Street, Kirk Ave, Light and Redwood, Glen Burnie, and Brooklyn Crossing FUNCTION:Specializes in our branch customer experience through lobby management, transactions, and servicing interactions for retail and business customers. Identifies walk-in customers' needs through the Bank's retail sales process to provide basic sales solutions for basic customer needs and/or refer complex customer needs to the appropriate team member/partner.POSITION RESPONSIBILITIES:Educate customers on current bank processes, solutions, deposits and other convenience services/available channelsFluently use needs assessment to facilitate reactive account opening.Explain features and benefits of solutions (eg credit cards, overdraft line of credit, installment loans) and have basic knowledge of when it is an appropriate solutionOpen new Demand Deposit/Time Deposit/IRA accounts and explain the features, benefits and disclosures associated with eachExplain at a high-level criteria used to decision loan applicationsTransition service/sales consultation to account opening processField inbound customer inquiries and provide solution-based recommendationsComplete Business Banking Customer Refresh ActivitiesComplete business account servicing request for research, disputes, loan payments, loan advances, collateral releases, wire transfers, official check request, statement request and credit inquiresAssist and stay current with the Business Banking AML/KYC/BSA processReview, approve and help resolve customer Business Banking Customer overdraftsIntroduce business Banking Partner when servicing need represents and opportunity for a product solutionAssist business customers with deposit and loan servicing needs. Build a rapport with new clients.Perform retail transactions.Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.Promote an environment that supports diversity and reflects the M&T Bank brand.Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.Responsible for meeting and maintaining registration requirements under the Federal SAFE ActComplete other related duties as assigned.NATURE AND SCOPE:The position is responsible for providing exceptional service to branch customers and resolving customer problems in a timely manner. The position is a key driver of branch referrals that assist the branch team achieve annual sales goals. The position is responsible for interacting with appropriate areas within the Bank to ensure branch-related operational issues are resolved efficiently and accurately.MANAGERIAL/SUPERVISORY RESPONSIBILITY:NoneMINIMUM QUALIFICATIONS REQUIRED:High school diploma or equivalent (GED) and a minimum of 1 year proven retail sales, call center, customer service, or telesales experience.Strong verbal communication and interpersonal skillsAbility to interact with varying customers (consumer to small business) and to effectively handle difficult customer conversations.Well-organized individual with time management and prioritization skills, with ability to work under critical time constraints in a team environment.Proficient with internet user-level technologyIDEAL QUALIFICATIONS PREFERRED:Bilingual based on branch needsProven referral and/or sales abilityPHYSICAL REQUIREMENTS:Ability to stand for long periods of timeProlonged use of hands and fingersAbility to lift light to heavy objects weighting 5 lbs. to 30 lbs.Ability to read fine printAbility to interact with customers in an open face-to-face work environmentWe encourage candidates with relevant military experience to apply.About M&TAt M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance your career, look to M&T. As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future.LocationBaltimore, Maryland, United States of America

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