Consumer Loan Collector
- Employer
- Sparks Group
- Location
- Laurel, MD
- Closing date
- Nov 11, 2020
View more
- Industry
- Financial Services and Banking
- Function
- Administrative, Other
- Hours
- Full Time
Job Details
Sparks Group has partnered with a top-rated local Federal Credit Union to secure a Consumer Loans Collector in their Laurel, MD office. This company offers a welcoming, employee centered culture and competitive wages. If you are looking for your next opportunity, don't hesitate to apply online and call us today! 202-463-5100
Responsibilities:
- Contacts members by phone, email and mail to investigate and attempt to resolve consumer loans and credit cards that are 0 to 60 days delinquent.
- Interviews member to determine the cause of loan nonpayment. Based on the loan type/history and member circumstances, the Collector develops a mutually satisfactory plan to bring the loan payments up to date. Promptly and accurately documents account activity.
- Follows up with non-responsive members on a timely basis. Determines appropriate alternative action to resolve account if initial plan does not succeed in bringing the loan payments current as expected.
- Investigates the borrower's total financial obligations and credit history. Locate the individuals responsible for the loan payments and make them aware of the delinquency status.
- Responsible for determining the potential for successful collection of delinquent loans.
- Researches make and model of collateral. Determines identities of owners and lien status of vehicle. Determines the value of the collateral.
- Handles credit bureau disputes received from members through the E-OSCAR system or direct disputes from the member. Requires knowledge of various credit bureau issues, credit bureau terminology and ability to research member account history to determine the accuracy or inaccuracy of a member's dispute. Advises members on credit reporting issues.
Qualifications/Background:
- High school graduate with 3 or more years of collections experience.
- Knowledge of State and Federal collection laws and procedures.
- Knowledge of Fair Debt Collections Practices Act, Fair Credit Reporting Act and limited knowledge of bankruptcy law, contract law, SCRA, etc.
Qualified candidates should send their resume AND call Sparks Group for additional details. Please note, resume must include a valid email address in order to be considered. We look forward to discussing your background, your current job search, and your potential career path with Sparks Group!
Sparks Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, pregnancy, citizenship, family status, genetic information, disability, or protect veteran status.
Company
Bringing the Best People and the Best Companies Together Since 1970.
Sparks Group (formerly SPARKS, Sparks IT Solutions, and Sparks Personnel) is the Washington DC Area's leading temporary staffing and full-time recruiting services provider. Whether you are seeking your next opportunity or looking to add talent, Sparks Group is the ideal partner for you! Each of our four divisions (Sparks Office, Sparks Accounting & Finance, Sparks IT, and Sparks Creative) specializes in placing professionals in temporary/contract, temporary-to-full-time, and full-time roles across a diverse array of staffing categories, positions and levels including: office/administrative, customer service, human resources and talent acquisition, legal support, government and cleared personnel, mortgage/banking, accounting and finance, contracts and procurement, information technology and creative/marketing.
Sparks Group brings over four decades of experience placing professionals in challenging and rewarding positions at many of the area’s most prestigious organizations. Our primary focus is presenting opportunities that match each candidate’s skill-sets, experience levels, career objectives, and growth needs. Sparks Group has regularly ranked as one of the top US staffing and recruiting firms having been named to Inavero’s Best of Staffing Lists® for Client and Employee Satisfaction (2012-2017). Additionally, Sparks Group is proud to have been recently selected for other awards Staffing Industry Analysts’ 2017 Best Staffing Firms to Work For, Washington Business Journal Best Places to Work (2017), the Washington Post’s Top Workplaces® List (2017, 2014), Forbes® Best Professional Recruiting Firms (2017), and the National Capital Business Ethics Award.
- Website
- http://www.sparksgroupinc.com/
- Telephone
- 3012792300
- Location
-
700 King Farm Blvd.
Suite 100
Rockville
MD
20850-5736
US
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