The Closer is responsible for coordinating loan closings in compliance with company, and industry standard rules and regulations. This position will prepare legal documents and closing packages for title companies and attorneys. The Closer works solely on FHA and VA Streamline transactions. Essential Job Functions may include: * Review all files for completeness and accuracy to ensure compliance with underwriting, government, and investor and company requirements. * Maintain open lines of communication with all parties to obtain loan status information. * Provide timely communications regarding closing status as appropriate. * Ensure all loans are closed in strict accordance with all guidelines. * Understand and adhere to all existing and/or changes to internal or external guidelines, processes and procedures as soon as they are implemented. * Review Closing Disclosure * Review Case Number Assignment, Title Commitments, Insurance Policies, PMI Certification and all loan documents for accuracy. * Responsible for preparing and verifying final figures. * Sending Closing documents. * Requesting the wire timely. * Coordinate closings with title companies. Qualifications: Education and Experience: * Minimum 1 year of previous experience as a paralegal or 3 years of experience as a closer, loan processor or funder is required. * Minimum high school diploma or general education degree (GED) required. * Working knowledge of RESPA 2010, HMDA and Appraisal Independence Requirements (AIR) is a plus, but not required. * Must be able to work independently or as part of a team in a high-paced environment. * Working knowledge of MS Office skills required. Language Skills: * Excellent verbal and written communication skills required. * Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. * Ability to write reports, business correspondence, and procedure manuals. * Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public. Mathematical Skills: * Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. * Ability to apply concepts of basic algebra and geometry. Reasoning Ability: * Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. * Ability to deal with problems involving several concrete variables in standardized situations. Physical Demands: * The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. * Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; and reach with hands and arms. * The employee must occasionally lift and/or move up to 25 pounds. Work Environment: * The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. * Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * The noise level in the work environment is usually moderate. Employer's Rights: * This job description does not list all the duties of the job. You may be asked by your supervisors or managers to perform other duties. * You will be evaluated in part based upon your performance of the tasks and functions listed in this job description. * The employer has the right to revise this job description at any time. * The job description is not a contract for employment, and either you or the employer may terminate employment at any time, for any reason.Job Requirements:Developed proficiency in closing mortgage loansPrepare and move mortgage loans to closingConfirm loan closing, prepare loan documents and request funding and loan disbursementsDrive loan closing and funding processesPrepare loan closing statements verifying net loan proceedsSubmit the loan for closingCompile loan documents in preparation for closingPrepare and send loan-closing instructionsApprove the final loan closing documentation package for fundingDraw closing loan documents and ensure timely delivery to the title companyEnsure compliance with underwriting guidelines for the specific mortgage loan programObtain and review documents for compliance with loan conditions with the loan officerPrepare necessary documents and submit mortgage loan application files for underwriting approvalFollow loan through the funding processInputting loan data from the loan documents into the systemDraw Closing documents and engage escrow/title for closing coordinationPrepare funding checks or wire instructions for loan closingInsure mortgage documents, funds and other essential closing documentsEnsure that loans close on scheduleReview funding conditions to authorize loan funding