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Disclosure Specialist

Employer
Freedom Mortgage
Location
Rockville, MD
Closing date
Nov 18, 2019

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Summary Performs a variety of RESPA/HMDA related duties for the Traditional Retail (TR) Channel, including handling Adverse Actions, monitoring for and sending 10 Day Letters, resolving duplicate loans, preparing and sending Rate Lock and Change of Circumstance re-disclosures. Essential Job Functions: Prepares Rate Lock and Change of Circumstance re-disclosures within 3 days of after assuring accuracy of loan information and fees to mitigate TRID, RESPA and ECOA violations as well as company losses due to tolerance cures.Validates and sends 10 Day Letters (notice of incompleteness) within in company timing guidelinesValidates edisclosed-but-not-acknowledged loans and sends hard copy disclosures in compliance with regulations.Validates appropriateness and proper processing of all adverse actions and subsequently sends accurate adverse action notice to borrowers per company and regulatory requirements.Performs other duties as assigned. Other Related Duties: Performs other related duties as assigned. Supervisory Responsibilities: This position has no supervisory responsibilities. Education and/or Experience: High School diploma or equivalent required; post-secondary education/degree preferred; three years or greater relevant mortgage loan operations experience.Must have demonstrated working knowledge of mortgage loan program guidelines, underwriting and regulatory requirements and the mortgage loan manufacturing process.Knowledge of and experience with RESPA/TRID compliant disclosures and HMDA compliance adverse action requirements strongly preferred.Strong analytical skills and ability to use independent judgment.Strong organizational skillsStrong level of attention to detail.Proficiency in Ellie Mae Encompass Software preferred and the ability to readily learn and operate effectively in other business technology applications required. #CB Freedom Mortgage is a privately held, full-service residential mortgage lender licensed in all 50 states, Washington DC, Puerto Rico and the Virgin Islands. We are one of the largest and fastest-growing privately held mortgage companies in the country, as well as a top 5 residential lender in the USA. Freedom Mortgage currently services more than 225 billion dollars in loans. And we are continuing to grow! Freedom Mortgage is proud to be recognized by Inc. Magazine's, Inc. 5000 rankings for the fastest growing private firms in the nation for six consecutive years (2013-2018). Freedom Mortgage has over 4000 employees and offices nationwide. Locations include suburban Philadelphia (we have multiple sites in Southern New Jersey) and Fishers, IN, two regions where we were named Top Workplaces (The Indianapolis Star named Freedom Mortgage at Top Workplace four years in a row). We also have large operating centers in Melville, NY; Jacksonville, FL; San Dimas, CA; and Tempe, AZ; and Columbia, MD Freedom Mortgage team members enjoy our total rewards program, including excellent benefits, perks, business casual dress, rewards programs, training, development and career opportunities. Community spirit is one of our shared values and Team Freedom Cares is our philanthropic arm helping us get involved in the communities in which we operate. Learn more about us and apply! Freedom Mortgage Corporation is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, national origin, or their status as a protected veteran or an individual with disabilities. Local applicants encouraged to apply. Employment contingent upon successful completion of background investigation. Smoke-free workplace. Drug-free work environment. Excellent benefits package including medical, dental, vision and 401(k). All resumes are held in confidence. Only candidates whose profiles closely match requirements will be contacted during this search. LENDER NMLS ID:2767 Equal Opportunity Employer- Minorities/Females/Disabled/Veterans PandoLogic. Keywords: Mortgage Disclosure Specialist, Location: Rockville, MD - 20848

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