Join the Northrop Grumman Federal Credit Union Team! Are you a driven, outgoing team player that cares about people? Are you willing and able to deliver service at an exceptional level at all times? Are you an expert in the Mortgage Loan Industry and enjoy sharing your knowledge and expertise with others? If this sounds like you, then consider joining our team! We currently have an opening for an experienced Mortgage Loan Originator (MLO) in our Linthicum Heights, MD. We are looking for a dedicated, service oriented MLO that not only knows and understands the mortgage business, but can deliver a superior level of quality service that our members have come to expect. Responsibilities Deliver an exceptional loan application experience by selling and matching our members with the most appropriate NGFCU mortgage products Manage all daily mortgage inbound leads and respond in a timely, effective manner Conduct outbound call efforts and support campaigns to generate real estate loan activity Interview members and thoroughly complete mortgage loan applications Ensure accuracy and completion of loan applications Provide compliant loan disclosures, loan estimates, and updates as necessary throughout the process Request, follow up, and obtain all necessary loan submission requirements including income and asset documentation, purchase contracts and mortgage statements Understand and follow GSE agencies guidelines in packaging real estate deals Calculate and incorporate any additional fees such as credit enhancements, loan level price adjustments, and private mortgage insurance premiums to each loan package as necessary Run, analyze and review credit reports and desktop underwriting to ensure that members meet eligibility and qualification requirements Manage a high volume pipeline effectively to ensure loans are closing in a timely manner Communicate and work with other parties within the mortgage transaction (realtors/escrow/title companies) Qualifications Minimum of two years' experience in mortgage loan originations with a strong knowledge of general real estate lending practices, guidelines, and customary compliance requirements Bachelor's Degree required. Must maintain an active and current NMLS ID number Must work well independently and be self-motivated Proven successful track record in originating mortgage loans and meeting sales goals Strong member service and time management skills and the ability to communicate and work effectively in a team environment Strong communication skills (verbal, written, listening, presentation) Strong knowledge and proficiency of Microsoft Office Outlook, Word and Excel software As a member-owned financial cooperative, Northrop Grumman Federal Credit Union ( NGFCU ) exists to provide efficient, convenient, attractively priced financial products and services to our members. We have been a leader in the industry for over 70 years, and we pride ourselves on the excellent service and competitive products we offer to loyal members that come with strong borrower potential. Our field of membership primarily consists of well-established Northrop Grumman Corporation and Los Angeles Metro employees, and our number one goal is to ensure the financial health and well being of our membership. At NGFCU we understand that our employees are one of our most valuable assets. We offer a total compensation program that focuses on providing work-life balance and supports the overall needs of our team members. Salary and Perks Competitive base salary structure Generous incentive opportunities Employer matching 401k plan Health and Welfare Medical insurance plans including HMO and PPO options Dental and Vision Plan options Flexible Spending Account options Company-paid Life Insurance Short and Long-Term Disability Plan Generous Paid Time Off and Paid Sick Leave Program Average of eight paid holidays per year If you are interested in joining the NGFCU Team please submit a resume and a cover letter describing why you are interested in the position, the skills you have related to the position, and why you feel you are a strongly qualified candidate. NGFCU is an Equal Opportunity Employer Pursuant to the Los Angeles Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.