Commercial Real Estate - Affordable Underwriter

Capital One
Bethesda, MD
Aug 08, 2019
Aug 20, 2019
Accountant, IT
Full Time
Bethesda Metro Center (17049), United States of America, Bethesda, Maryland At Capital One, we're building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding. Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good. Commercial Real Estate - Affordable Underwriter Responsibilities : Fully understands the procedural aspect of underwriting Agency/Seniors Housing Loans from application to delivery and can accurately detail this out to stakeholders within the deal team Navigates deals through underwriting process with minimal oversight Correctly identifies all waivers
isks associated with the transactions and provides mitigated recommendation to discuss with their manager Presents ideas for policy and process improvements to their manager Shows ability to oversee, train and increase their own efficiency through the use of Analysts\Senior Analysts Review work of analyst/senior analysts assisting on deals and prescreens Higher level external exposure to borrowers and lender counsel Underwrites complex Seniors Housing transactions with complicated borrower structures and unique property/market characteristics Presents fully completed and analyzed narratives with supporting risk mitigation to their manager Works on special projects as deemed appropriate by their manager Participates in structuring deals with manager and production to broaden product knowledge Develops and foster relationships with agency counterparts Interprets Fannie Mae/Freddie Mac product sheets and underwrite all transaction types, including fixed, floating, supplementals with a specialized focus in Seniors Housing Basic Qualifications : Bachelor's Degree or Military Experience Preferred Qualifications : At least three years of experience as an Analyst in Agency Lending At least two years of underwriting experience in Agency Lending Experience with Google Suite or Microsoft Office