Consumer Loan Officer (Rockville, MD)
Company Overview We're a fast-growing credit union worth $1 billion in assets with 12 branches, serving 87,000 members across seven counties in Maryland. We know who we are, who we serve, and where we are going. Our core purpose is serving the education community and we are proud of our values of integrity, competence, commitment and respect. Our vision is to be the premier financial services provider for the education community About This Career Opportunity Utilizing our Vision, Mission and Core Values as a guide, the Consumer Loan Officer is responsible for following established policies and procedures when decisioning various personal lines of credit, consumer and auto loan applications. Researches and gathers background information to analyze loan applicant's credit worthiness. Responsible for approving or denying loan applications based on the analysis. Responds to questions and/or provides information upon request from both internal and external members. Supports all loan origination channels members in understanding and utilizing Credit Union loan products and services. Position Requirements High school diploma or equivalent (GED). Minimum of two years of experience in a lending department, branch office, credit union or financial institution. Experience in loan interviewing preferred. Experience with Regulation B and Regulation Z. Experience interpreting credit reports and explaining interest rates. Experience with open- end and closed -end loans. Professional, well-developed interpersonal, problem solving and analytical skills required. Proficient in the use of Microsoft Office Professional. Ability to function in a financial institution branch environment and utilize standard office equipment including but not limited to: 10 key calculator, fax, copier, telephone, etc. Must have own car, a valid driver's license and a clean driving record in order to get to vendor visits as required. Intermediate mathematical skills involving decimals, percentages and, fractions, etc. required. Apply View our website at https://www.esfcu.org/About-Us/Information/Careers to view the job description and submit an application. Please visit our website at www.esfcu.org for more information. Educational Systems FCU is an equal opportunity employer.