Duties

Summary

This is a Bargaining Unit position.
This is not a (drug) testing designated position (TDP).

This position is located with the Small Business Administration, Office of Capital Access, Office of Credit Risk Management, Supervised Institution Oversite Division in Washington, DC.
Learn more about this agency

Responsibilities

• Plans and leads lender safety & soundness examinations.
• Directs a team of contractors who perform lender staff interviews, conduct testing, review loan files, and complete analyses of the lenders' financial condition.
• Supervises production of and edits the Reports of Examinations (ROE) by contractor staff. These ROEs describe in detail the condition of an Small Business Administration (SBA) Lender's safety and soundness and its compliance with SBA Loan Program requirements.
• Develops Findings and Corrective Actions to address weaknesses in financial condition and compliance with SBA regulations.
• Conducts formal and informal meeting with SBA Supervised Lender management, officers and directors to discuss and resolve Findings, and communicates risk issues identified during examinations and ongoing monitoring.
• When necessary, develops and executes supervisory and/or enforcement actions to address lenders' financial integrity and compliance with SBA loan program requirements.
• Provides expert guidance in all activities related to the ongoing monitoring of the SBA Supervised Lenders' financial condition, as well as lender performance and compliance with SBA loan program requirements.

Travel Required

50% or less - Travel to out of state financial institutions to participate in examinations is required.

Supervisory status
No

Promotion Potential
13

Requirements

Conditions of Employment

• You must be a U.S. Citizen
• You must successfully complete a background investigation.
• You may be required to serve a one-year probationary period.

Qualifications

For the GS-13 : You must have at least one-year (12-months) of specialized work experience equivalent to the GS-12 grade level in the Federal service (obtained in either the public or private sector). Experience must have included:

• Analyzing the audited and interim financial statements of for-profit or not-for profit commercial lending institutions to develop a comprehensive picture of their financial condition; AND
• Preparing written reports providing conclusions of the analyses with relevant supporting facts; AND
• Performing commercial credit analysis and loan file review, as a commercial loan underwriter, commercial loan servicer, or loan workout specialist for a financial institution or government agency; OR experience performing commercial loan file reviews for a financial institution or regulator.

Your resume must clearly describe your relevant experience.

Merit promotion applicants must meet time-in-grade requirement as defined in 5 CFR 300, Subpart F.
One year at the GS-12 level is required to meet the time-in-grade requirements for the GS-13 level.

Additional information on the qualification requirements is outlined in the OPM Qualifications Standards Handbook of General Schedule Positions. It is available for your review on OPM's Qualifications web site.

Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g. Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community, student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.

All qualification requirements must be met by 11:59 pm (Eastern Time) on 07/17/2019 of this vacancy announcement.

Education

Education may not be substituted for experience for this position.

Additional information

As the Financial Analyst you will be responsible for conducting lender oversight activities for the Agency's lending partners and carry out policy, program and portfolio analysis.

New federal employees will start at the GS-13, Step 1, $99,172 Per Year.
The Full Performance Level of this position is a GS-13.

Physical Requirements: The work is sedentary in nature; there are no unusual physical demands.

Work Environment: The work is usually performed in an office setting.

Travel: Travel to out of state financial institutions to participate in examinations is required.

SUITABILITY, CLEARANCE & REQUIREMENTS: A background investigation may be required for all new hires. Appointment will be subject to the applicant's successful completion of a background investigation and favorable adjudication. Failure to successfully meet these requirements will be grounds for termination.

CTAP/ICTAP APPLICANTS: If you are applying for a special selection priority under SBA's Career Transition Assistance Plan (open to surplus SBA employees only) or the Interagency Career Transition Assistance Program (open to surplus and displaced Federal employees), you must submit proof of eligibility. Information about CTAP and ICTAP eligibility is on OPM's Career Transition Resources website at: CTAP/ICTAP.

Selective Service: If you are a male applicant born after December 31, 1959, you must certify that you have registered with the Selective Service System, or are exempt from having to do so under the Selective Service Law. For additional information visit www.sss.gov .

Consistent with work requirements and current SBA Policy, and all applicable provisions of the collective bargaining agreement with AFGE the SBA offers employees opportunities to perform work at an alternative location (e.g. home).

Telework may be available. For information on Telework visit: http://www.telework.gov/

Additional vacancies may be filled from this vacancy announcement if additional vacancies occur within 180 days of the date the certificates were issued.

OTHER EVALUATIONS: The Small Business Administration is committed to building a high-performing, 21st century workforce that possesses the following core attributes: cultural astuteness, technological proficiency, articulate, strong writing capabilities, superior conflict resolution skills, and exceptional presentation skills. Candidates should be prepared as they may be further evaluated on these attributes throughout the application and selection process.

How You Will Be Evaluated

You will be evaluated for this job based on how well you meet the qualifications above.

Applicants meeting basic eligibility requirements will be further evaluated based on the information provided in the Occupational Questionnaire. To preview this questionnaire, click on the following link: https://apply.usastaffing.gov/ViewQuestionnaire/10542833 . You will be rated based on your responses to the occupational questionnaire. The occupational questions relate to the following Competencies required to do the work of this position:

• Commercial Lending
• Conflict Management
• Financial Analysis
• Risk Management
• Writing

Background checks and security clearance

Security clearance
Not Required

Drug test required
No

Position sensitivity and risk
Non-sensitive (NS)/Low Risk

Trust determination process
Suitability/Fitness

Required Documents

1. Your Resume - must contain the following information:

• Name, address, telephone number, email address;
• Supervisor's contact information, if available (indicate if you would prefer to be notified before your supervisor is contacted);
• Job Title (if Federal Service, provide series and grade; if not in GS plan, provide GS equivalent grade);
• If qualifying based on related unpaid (e.g. volunteer service) experience, you must provide hours worked per week and beginning/ending dates (mm/dd/yyyy to mm/dd/yyyy);
• If other than full time you must provide hours worked per week.
• An integral part of our selection process includes the completion of reference checks. Please provide the names and telephone numbers of three professional references (e.g., current and/or former supervisors, college or university professors, managers or coordinators of volunteer activities, etc.) who know your qualifications relative to this position and who we can contact to verify your credentials. Do not list personal friends or relatives.
• PLEASE BE CLEAR AND SPECIFIC. WE WILL NOT MAKE ASSUMPTIONS REGARDING YOUR EXPERIENCE. If your resume/application does not support your questionnaire answers, we will not allow credit for your response(s). Your resume must contain sufficiently detailed information upon which to make a qualification determination. Please ensure that your resume contains specific information such as position titles, beginning and ending dates (mm/dd/yyyy - mm/dd/yyyy) of employment for each position, average number of hours worked per week, and if the position is/was in the Federal government, you should provide the position series and grade level.
• Should you submit multiple resumes, only the latest uploaded resume will be reviewed.

2. A complete Occupational Questionnaire
3. In addition to the online application (resume and responses to the occupational questionnaire), you are required to submit the following forms, if applicable. It is the responsibility of the applicant to ensure all documents are legible:

• Federal employees must submit proof of your permanent career/career-conditional competitive status ("1" or "2" in Tenure, block 24 and "1" in Position Occupied, block 34). Submit SF-50 showing current grade and tenure and an SF-50 showing highest (permanent) grade ever held, if different. NOTE: An award or detail SF-50 will not be accepted as proof of status.
• If you are using education as a substitution for experience (the announcement will state whether this is allowed), or if there is an educational requirement for this position, you must submit a copy of your transcripts (unofficial or official) that clearly describes your qualifying education. If selected, official transcripts will be required;
• If you are claiming Veteran status, you must submit a copy of all required documents to support your claim (to include member 4 copy of your DD-214 showing character of service)--see VetGuide ;
• To receive consideration for a special appointment authority (30%, severely disabled, Peace Corps, ICTAP, VRA), you must submit all required documentation supporting your claim for Special Appointing Authorities ;
• Veterans who are still in the service may be granted tentative preference on the basis of information contained in their applications, but they must produce a DD-214 (showing the character of service) or other proof of service to receive consideration for veterans' preference. For more information on Veterans' Preference, please visit FedsHireVets.gov .

If you are relying on your education to meet qualification requirements:

Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education .

Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.