Senior Consumer Loan Analyst, Merger & Operational Reviews Summary PenFed is hiring a Senior Consumer Loan Analyst, Merger & Operational Reviews at our headquarters in McLean, Virigina and Alexandria, Virginia. The primary purpose of this job is to perform analysis related to operational risks associated with Mergers and Acquisitions, and operational reviews of PenFed's Collection and Loss Mitigation processes according to the policies set forth by PenFed. This senior level position will perform due diligence that focus on operational processes, which includes loan origination, loan products, operational procedures, lending policy, compliance, collateral control, data integrity, documentation, servicing, and reporting. This position will serve as a mentor to Junior Analyst, providing assistance as needed. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties and the position will perform other duties as assigned. Perform portfolio analysis of mergers or acquisitions to determine whether the credit quality adheres to PenFed's lending policy. Analysis includes the review of the product description, underwriting guidelines, loan approval, and loan process, closing documents, collateral control, data integrity, portfolio performance, and collections and reporting. Provide administrative support to assist in the growth of the balance sheet and/or increase of the ROA via merger or acquisition. Support PenFed legal, compliance and IT departments with outlines merger processes. Assist in contacting vendors (credit bureaus and e-OSCAR) to ensure proper transfer and coding of loan data. Assist in mapping/converting the consumer lending portfolio of the merged credit union to the PenFed servicing system. Review merger related contracts and make recommendation to Senior Management. Prepare written analysis of due diligence results with recommendations for review of Senior Management. Conduct monthly reviews of Collection and Loss Mitigation processes in accordance to the policy set forth by PenFed. Participates in related special projects. Serves as a Subject Matter Expert in Collection and Loss Mitigation processes. Education and Experience Equivalent combination of education and experience is considered. Bachelor's Degree in a related field preferred. Minimum of four (4) years' progressively responsible work experience in credit, collections, and loss mitigation preferred. Proficiency with statistical analysis required. Strong working knowledge of industry lending and internal lending policies and products. Strong working knowledge of accounting principles. Strong working knowledge of Word and Excel. Supervisory Responsibility This position will not supervise employees. Licenses and Certifications There are no additional certifications required. Work Environment While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise. *Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.* Travel Ability to travel to various worksites and be on-call may be required. About Us Established in 1935, PenFed today is one of the country's strongest and most stable financial institutions with over 1.8 million members and over $25 billion in assets. We serve members in all 50 states and the District of Columbia, as well as in Guam, Puerto Rico, Okinawa, and Portugal. We are federally insured by NCUA and we are an Equal Housing Lender. We are available to members worldwide, via the web, seven days a week, twenty-four hours a day. Our mission isn't simply to help our members get by. We exist to help them realize every ounce of their potential. We exist to educate, and to encourage. We exist to usher their dreams into the land of reality. We provide our employees with a lucrative benefits package including robust medical, dental and vision plan options, plenty of paid time off, 401k with employer match, on-site fitness facilities at our larger locations, and more. Equal Employment Opportunity PenFed management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. PenFed will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same. PenFed will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to PenFed. Contact human resources (HR) with any questions or requests for accommodation at 571-495-7921.