Risk Analytics Senior

Freddie Mac
McLean, VA
Mar 13, 2019
Mar 13, 2019
Full Time
Freddie Mac is currently seeking a Risk Analytics Senior to join the Credit Innovation and Analytics team in the Single-Family division. The team owns credit policy and analytics as it pertains to the borrower's capacity to repay the mortgage. The team is responsible for developing and implementing technical solutions for automating the manual processes of assessing borrower assets and income using big data, analytics and third-party service providers.

This position will play an important role in developing and optimizing rules for automated evaluation of borrowers' capacity (assets, income, employment). The person will employ strong technical and analytical skills to aid the implementation of new products and optimization/ expansion of existing products.

Your work falls into three primary categories:

1. Business rules research, data analysis and testing

*Provide timely, relevant, robust data analyses to support business decisions related to borrower income and assets assessment offering. Propose and test new business rules and product changes
*Produce evidence of balance between offerings expansions and additional credit risk
*Design and develop new emulation code and review existing code changes to ensure standard technology development practices are met, including that for thorough documentation
*Work with large amount of data and different types of database structures
*Develop resolutions to complex problems that require frequent use of ingenuity and creativity
*Present analytical findings to diverse audiences including executives and external parties

2. Product Performance reporting and monitoring

*Develop informative, efficient and well controlled reporting and monitoring for capacity assessment products
*Work with QC team to design and incorporate targ eted sample QC reviews in the monitoring process

3. Task management

*Work under limited direction, independently determine and develop approaches to solutions
*Partner and develop relationships with sub-teams and enterprise teams including customer and vendor facing teams, IT, testing, among others
*Work with multiple and changing priorities, meet deadlines, identify and escalate issues and constraints, assimilate constructive feedback


*Typically 4-8 years of related experience
*Bachelor's of Science in Business, Economics, Statistics, or other related field
*Minimum five years of experience using analytics tools such as SAS or Python
*Proficiency in SQL

Key to success in this role

*Ability to solve issues of diverse scope where analysis of situation or data requires evaluation of a variety of factors, including an understanding of current business trends.
*A sense of humor
*Intellectual agility and interpersonal flexibility
*Ability to work across silos
*Deep curiosity to learn about new trends and topics
*Ability to develop mutually beneficial relationships inside and outside of the Credit Innovation team
*Ability to use data to formulate and flex communications

Top 3 Personal Competencies to possess

*Customer Focus - Personally engage with customers (clients) to learn and deliver on their needs
*Partnership - Align myself and my team with what is right for the company
*Drive for Execution - Focus on results rather than the appearance of results (i.e., be good, not just look good); be an impact junkie

Preferred Skills

*Advanced degree
*Secondary mortgage industry experience
*Mortgage Loan Underwriting Experience

Today, Freddie Mac makes home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. Join our smart, creative and dedicated team and you'll do important work for the housing finance system and make a difference in the lives of others. Freddie Mac is an equal opportunity and top diversity employer. EOE, M/F/D/V.

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