Mortgage Loan Originator

Employer
Intelligent Staffing Company
Location
Baltimore, MD
Posted
Jun 14, 2018
Closes
Jun 15, 2018
Function
Accountant, IT
Hours
Full Time
Job Description Job Summary The loan officer develops loan applications by evaluating applicant information and documentation. The employee attracts new applications by developing relationships within the community on behalf of the company. Employee produces high quality loans while providing excellent customer service to prospective borrowers. Responsibilities and Duties Perform the following sales activities: Develop lending relationships with Realtors, builders, developers and other sources of loan referrals by attending sales seminars and builder/realtor meetings and otherwise calling in person on real estate agents and brokers, financial advisors, and other potential referral sources to generate loan volume within Employee's market area. Meet with potential customers in the office, their homes or other locations convenient to them. Engage in marketing and promotional activities in support of employee's own prospects. Take mortgage loan applications and obtain required documentation from prospective borrowers. Collect financial information (tax returns, bank statements) and other related documents that are part of the application process. Lock the loan terms with the end investor when the prospective borrower agrees on the loan product and terms. Maintain regular contact with the prospective borrower between application, closing, and final sale to the investor to apprise the prospective borrower of the status of the application and gather any additional information, as needed. Attend loan closings. Comply with mortgage procedures by maintaining accurate mortgage records and following regulatory and investor guidelines. Keep informed of trends and developments in the local real estate market and the competitive environment, as well as new rules and regulations pertaining to both private and government-insured mortgages. Maintain a professional image and standards consistent with Company policies and procedures. Qualifications and Skills Minimum of 1-year business related experience with strong sales ability or aptitude and a proven track record required, 2 years successful mortgage origination preferred. Must have a professional, business-like appearance, with excellent communication and presentation abilities. Motivation and initiative are essential. Strong skills in organization and flexibility in scheduling. Must be able to oversee loan packages through closing and purchase by end investor. Supervise loan processor either directly or indirectly. Associates Degree in related field or equivalent work experience required. Minimum one to two years loan officer experience in all phases of residential mortgage origination. Current State Mortgage Loan Originator license. Timely and regular attendance. Benefits If you're ready to join a production-driven company with world-class support then we should talk! We offer a very competitive package that includes medical, dental, Vision, life, and disability insurance, 401K. Percentages, draws, and bonus numbers vary depending on what you may be able to bring to the table!

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