Credit Analyst 3
Job DescriptionResponsible for analyzing complex companies and industries and conducting presentations on findings to senior management. Functions include: conducting complex credit investigations and analyzing diverse credit information for loans; analyzing/formalizing documentation of loan transactions and/or credit history of customers; assisting in preparation of credit reports for presentation to lending officers and/or approval committees; performing research/analysis related to projects such as industry studies and management reports.Team members support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.Required Qualifications5+ years of credit analysis experienceDesired QualificationsIntermediate Microsoft Office skillsStrong analytical skills including analyzing complex dataExcellent verbal, written, and interpersonal communication skillsA BS/BA degree or higher in accounting, finance, or economicsCommercial underwriting experienceAbility to review personal or business financial statements and tax returns (commercial and individual)Knowledge and understanding of cash flow lending5+ years of commercial credit experienceDisclaimerAll offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.Relevant military experience is considered for veterans and transitioning service men and women.Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.