Mortgage Originator

Lancaster, PA
Oct 13, 2017
Oct 16, 2017
Accountant, IT
Full Time
Job Description Responsible for actively participating in the Bank's sales and business development program to cultivate new mortgage business and build relationships with customers, realtors, builders, communities and civic organizations. Work with other members of the sales/service team in striving to increase sales opportunities. Meets with prospective customers to ascertain banking needs and analyze financial information. Develop and present mortgage product recommendations based on customers' needs and financial circumstances. Completes loan applications and coordinates the loan process, loan approval along with issuing required disclosures. Attend loan closings and ensures loan documentation is completed in accordance with regulatory compliance. Skill(s): Maintain a current knowledge of laws and regulations which impact mortgage banking services. Proven ability to develop referral sources from internal and external contacts and relationships. Proficient reading, writing, grammar, and mathematics skills along with proficient interpersonal relations, communicative, and sales skills. A working knowledge of bank operating policies and procedures which impact mortgage loan services. A thorough knowledge of the features and benefits of all bank mortgage loan products and services. Ability to sit, stand, walk, bend, stoop, lift items weighing 20 lbs. or less; visual, auditory and speaking skills. Valid driver's license and travel is required. Experience: A minimum of two (2) years' experience in related positions normally required. Candidate must have experience in the Lancaster County region. It's 100% commission with a draw, guaranteeing $4k a month. Company Description Our client, is a locally-operated community bank, and is dedicated to supporting Pennsylvania organizations and causes through donations and employee volunteerism. The bank has been named one of the “Top 200 Community Banks” in the nation by American Banker magazine and has been recognized as one of the “Best Places to Work in Pennsylvania.”