Regional Lending Specialist
Invest in your nation's future, make a difference in your community...gain from the experience. At the National Credit Union Administration (NCUA) you're not just a number, working to make quotas or improve the bottom line, you have the opportunity to make a difference. NCUA is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States Government. To learn more about NCUA's structure, diversity, and history click on the following links:
The Regional Lending Specialist serves as an expert on member business lending, commercial lending, real estate lending, indirect lending, agriculture lending and/or other complex lending programs.
More than one position may be filled from this vacancy announcement.
75% or less - Travel may be greater than 75%. Travel is required to visit assigned credit unions in the geographic area. In addition, travel is required to participate in regional team examinations, training events, and conferences. Travel is required to visit assigned credit unions in the geographic area. In addition, travel is required to participate in regional team examinations, training events, and conferences.
Relocation expenses reimbursed Yes Relocation will be paid only for current competitive NCUA promotion eligible staff who reside outside of the states listed. For an NCUA selectee currently residing “within states listed”, the duty station will not change.
You must meet all eligibility and qualifications requirements by the closing date of the vacancy.
You must have one full year of specialized experience equivalent to the next lower grade level in federal service. Specialized experience is experience that has equipped you with the particular knowledge, skills, and abilities to perform successfully the duties of the position, and that is typically in or related to the work of the position to be filled.
To qualify at the CU-13 level, you must have one full year of specialized experience equivalent to the CU/GS-12 level in federal service (obtained in either the public or private sectors). This experience must include the following activities: 1) performing examinations and audits of financial institutions; 2) reviewing lending (i.e. commercial, agricultural and direct loans) risks to single owner entities such as sole proprietorship, limited liability companies and single owner corporations within a financial institution's portfolio; 3) selecting and reviewing a sample of loans processed in a financial institution's portfolio to determine risk factors in lending; 4) assessing financial information to determine borrower's ability to make future payments; and 5) assisting with assessing the risks of a financial institution's complete portfolio of originated loans.
To qualify at the CU-14 level, you must have one full year of specialized experience equivalent to the CU/GS-13 level in federal service (obtained in either the public or private sectors). This experience must include the following activities: 1) performing examinations and audits of financial institutions; 2) reviewing lending (i.e. commercial, agricultural, and direct loans) risks to multiple owner entities including partnerships, limited liability companies and corporations; 3) analyzing the risks of corporate entities concerning a diversity of products or fields (i.e. hybrid securities or other multifaceted capital structures); 4) assessing the risk of a financial institutions entire loan portfolio and its credit risk management practices; and 5) conducting regional credit risk assessments of financial institutions and subsidiaries to determine comprehensive credit risk exposure on an individual and aggregate basis.
You cannot qualify for this position based on education. You must have the specialized experience as described in the "Qualifications" section.
If you are selected for this position at the CU-13, you may be non-competitively promoted to the next level through CU-14 level provided that you have fulfilled the necessary qualification requirements including any applicable certification processes. Promotion is not automatic and is conditional on demonstrated ability to perform the higher grade level duties, a current written performance
appraisal rating of "fully successful" or better, fulfillment of the necessary qualification requirements, and sufficient work at the higher grade level position.
SALARY: Pay will be set using NCUA's Compensation policy. The salary range shown is NCUA's National Pay Rate (NPR) which does not include locality pay. Actual salary will be determined upon the location of selectee and the applicable locality pay.
If you are a male applicant born after December 31, 1959, you must certify that you have registered with the Selective Service System or are exempt from having to do so under the Selective Service Law. You may register or check status of your registration by visiting the Selective Service website at:http://www.sss.gov/
This position is in the bargaining unit.
NCUA IS A COMPETITIVE SERVICE AGENCY.Read more
You will be evaluated for this job based on how well you meet the qualifications above.
Your application package will be reviewed for completeness (resume, completed assessment questionnaire, and supporting documentation). You will not be considered if you fail to submit all the required documents as outlined in this vacancy announcement. If you meet the qualification requirements, your application will be placed in one of three categories:
Best Qualified Applicants possessing experience that substantially exceeds the minimum qualifications of the position.
Well Qualified - Applicants possessing experience that exceeds the minimum qualifications.
Qualified - Applicants possessing experience that meets the minimum qualifications.
KNOWLEDGE, SKILLS AND ABILITIES (KSAs): Your qualifications will be evaluated on the basis of your level of knowledge, skills, abilities and/or competencies in the following areas:
- Knowledge of finance and accounting principles and practices related to lending,
- Knowledge of financial regulations and principles,
- Ability to analyze financial risks,
- Knowledge of loan types,
- Written Communication, and
- Oral Communication.
Public Trust - Background Investigation
Application of Veterans' Preference: The Category Rating process does not add veterans' preference points but protects the rights of veterans by placing them ahead of non-preference eligibles within each category. Preference eligibles who meet the minimum qualification requirements and who have a compensable service connected disability of at least 10 percent must be listed in the highest quality category (except in the case of scientific or professional positions at the GS-09 level or higher.)
Do not overstate or understate your level of experience and capability. You should be aware that your ratings are subject to evaluation and verification.