Awesome Senior Credit Officer Needed!
Job DescriptionHelp us IMPROVE THE WORLD is seeking an analytical, organized and sales minded individual to join our commercial credit team as a Senior Credit Officer. Reporting to the Senior Credit Officer, this individual will be responsible for working directly with the Line of Business in this Specialty Finance Service Company. This role requires an in-depth knowledge of credit, commercial underwriting trends and corporate policies and procedures. The position involves direct oversight of the credit underwriting, portfolio oversight, management and credit quality. Reporting to this position is/are Portfolio Managers and transaction processors which assist in the day-to-day portfolio responsibilities. Primary objectives of this position are to ensure that commercial transactions are underwritten within the principles of safe and sound underwriting practices and established policy guidelines. Additional responsibilities include special reports and projects for the benefit of senior management, Board of Directors and regulatory constituencies.Job ResponsibilitiesOversee the underwriting of newly originated commercial client relationshipsPerform due diligence and require that appropriate credit structures are established and monitored on each new and existing creditOversee daily, weekly, quarterly & annual portfolio reporting. Prepare & present updates and status to management and BoardConstruct, evaluate, maintain and update various policies and procedures relative to credit policy including recommendations for enhancementsSpecial projects as directed by managementEnsure compliance with applicable federal, state and local laws and regulations. Maintain knowledge of and adhere to internal compliance policies and proceduresJob RequirementsBachelor's degree in Accounting, Finance, Business Administration or related field required (MasterA cents € (TM) s Degree in a related field preferred) with a minimum of a 3.0 GPA5 + years of experience in underwriting commercial lending or specialty finance areas preferredMust possess highly advanced credit analysis skills (prefer a candidate with formal credit training)Working knowledge of account inquires and investigationDemonstrated knowledge of financial statement analysisExcellent verbal and written communication skillsSolid problem resolution skillsAbility to effectively interact with all levels of leadership and employees within the organizationAbility to work autonomously, handle multiple projects simultaneously and adapt to new demands and challengesStrong analytical and organizational skills with close attention to detailAbility to work under minimal supervision is requiredCompetently utilize computer software - MS Word, MS Excel and email are an integral part of day-to-day activityAbility to travel up to 20%Competitive Salary, based on experienceCompany DescriptionIFG INVOICE FINANCE MARKETPLACEC'mon, don't make us write it all down again Visit us online, it's all there!