ACH/Wire Specialist

Northwest FCU
Herndon, VA
Jul 14, 2017
Aug 07, 2017
Accountant, IT
Full Time
Requisition Number 17-0099 Post Date 7/12/2017 Title ACH/Wire Specialist City Herndon State VA Description The primary role of this position is to assist Northwest Federal Credit Union to live out our vision to be the lifetime financial partner for our member-owners. One of the primary means to achieve this end is to develop a highly effective team of employees and develop each employee to their highest potential through coaching and leadership. This position is responsible for ensuring that outstanding service is delivered to both internal and external members. A key component of this service to external members is to ensure each employee identifies members' financial needs and suggests appropriate Credit Union solutions. DUTIES AND RESPONSIBILITIES Must include the following and you may include any additional: Deliver outstanding service that delivers on our Service Promises. Meet or exceed the service goals for the position. Knowledge of the Credit Union's products and services. Complete BVS classes as assigned. Maintain department policy and procedure documentation accordingly. Remains cognizant of and adheres to NWFCU policies and procedures, and regulations pertaining to the Bank Secrecy Act (BSA). Process domestic and USD foreign wire transfers via wire transfer software. Follow the credit unions wire call back procedure for outgoing wires, based on daily limits. Prepare vouchers and/or uploads for incoming wires. Post wires to member accounts as required. Process foreign currency wire transfers via PNC Portal. Knowledge of international banking requirements, foreign currencies and exchange rates needed. Process foreign checks as needed via PNC portal. Perform OFAC checks on all incoming and outgoing wire transfers, in compliance with the Bank Secrecy Act (BSA). Seek supervisory assistance with any matches. Process branch cash orders via Fedline Advantage. Keeps abreast of all Federal Reserve regulations and requirements, to include the Bank Secrecy Act and Regulation D. Maintain files and records of transactions regarding the operation of, wire transfers, cash orders, and bank statements. Handle inquiries from internal and external members regarding ACH and Wire transfer transactions. Maintain records on all ACH originations in accordance with NACHA Rules and Regulations and more specifically internal rules related to the ACH origination process. Assist with processing the Incoming ACH Files from the Federal Reserve. Assist in researching any exception items from the ACH Incoming Files and determine if they can be posted or returned. Prepare vouchers for posting any exception items. Provide those vouchers to the appropriate department for posting. Assist with processing the ACH returns and Origination Files through the ACH and Federal Reserve Bank software. Assist with processing Unauthorized and Stop Payment ACH transactions in accordance with NACHA operating rules. Assist with processing One Time ACH returns and ACH Origination returns, by notifying the member and requesting the appropriate department back off the payment originally posted. Perform other accounting and clerical duties assigned by the ACH/Wire Team Leader or Accounting Manager. Requirements QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE High School Diploma or equivalent, previous financial and service experience preferred. Excellent verbal, organizational, and problem-solving skills needed. Specialized college-level courses (ie accounting and finance) or 2-3 years experience in a financial institution. General accounting knowledge to write up vouchers between general ledgers and member's accounts. Working knowledge of the Fedline, the Credit Union's Member Information System, Goldleaf ACH Software, Internet Access, and all of the Microsoft Office Suites applications. SKILLS PC skills include ability to use Microsoft Office products such as Excel and Word, as well is Internet Explorer. Basic knowledge of computer software, including: Excel, Outlook, PowerPoint, Word, Access, ACH software, wire transfer software and Federal Reserve Bank software Ability to use a 10 key calculator. Ability to calculate simple financial formulas. Skilled at communicating both verbally and in writing. Skilled at performing multiple tasks simultaneously. Ability to solve problems independently and analytically reason through issues. Ability to relate to people of all levels and make them feel comfortable. LANGUAGE SKILLS Language skills require the ability to interpret all requests using effective interpersonal, verbal and written communication skills. MATHEMATICAL SKILLS Mathematical skills include the ability to add, subtract, multiply, and divide and effectively use a 10 key calculator. REASONING ABILITY Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. WORK ENVIRONMENT Ability to function in a financial institution and/or branch environment and utilize standard office equipment, including but not limited to PC, fax, copier, telephone, etc. SPECIAL REQUIREMENTS If selected for an interview and offered a position, your offer will be contingent upon your submitting to and successfully completing a drug test and criminal background check within a reasonable time frame and prior to employment. All positions require US citizenship and a Federal Government Security Clearance. Those with an active security clearance are encouraged to apply; NWFCU will sponsor the clearance process for qualified applicants. Further, all applicants must pass bondability requirements and will be subject to a credit history check in order to determine eligibility for employment with NWFCU. Necessary accommodations will be made to enable individuals with disabilities to perform the essential functions of this position. Remains cognizant of and adheres to NWFCU policies and procedures, and regulations pertaining to the Bank Secrecy Act (BSA). Northwest Federal Credit Union is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected veteran status, age, or any other characteristic protected by law. We are proud to be an EEO/AA employer Minorities/Females/Disabled/Veterans. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.Please view Equal Employment Opportunity Posters provided by OFCCP here.The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c) Apply Online Send This Job to a Friend checkbook Need to make a loan payment? Click for payment options Make a Loan Payment money Loans for every need Low rates & flexible terms Apply for a loan today! checkbook Checking that makes sense. For your life and your wallet. FREE Choice Checking Convenient Debit Mastercard(R) 33,000+ FREE ATMs FREE Online Banking & Bill Pay Open your account today! Obtaining any loan with Northwest Federal requires membership eligibility and becoming a member by opening a primary savings account. Federally insured by NCUA. Contact our Member Services Center 844-709-8900 M-F: 7 AM - 7 PM Sat: 8 AM - 1 PM ABA Routing Number 256075025 Footer menu Home Banking Business Resources Join Log In Contact Privacy Policy Social profiles Facebook Twitter LinkedIn YouTube Entity navigation NWFCU NWFCU Foundation Northwest Financial Advisors NW Insurance Agency Northwest Title & Escrow (C) All Rights Reserved.

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