Card Business Analyst, Payment Products & Services

Pentagon Federal Credit Union
Tysons Corner, VA
Jun 19, 2017
Jul 03, 2017
Analyst, Business
Full Time
Card Business Analyst, Payment Products & ServicesCityTysons CornerState/TerritoryVirginiaAdded to system3/10/17 4:28 PMApply NowCard Business Analyst, Payment Products and ServicesSummaryPenFed is hiring a Business Analyst, Payment Products & Services in Tysons, VA . The primary purpose of this job is to be responsible for direct data analytics required for the development of PenFed's Credit card new account acquisition targeting and existing account segmented offer strategy. This position will place particular emphasis on marketing analytics, direct data mining, segmentation, modeling, financial analysis, and aggregation leveraging both internal and external sources. This position will be responsible for timely and accurate direct data and financial analytics required to provide strategic insights directed at increasing market share. Essential FunctionsReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties and the position will perform other duties as assigned.Execute data programming necessary to complete analysis of profitable prospect segments by capturing credit cards behavioral/demographic attributes, credit risk criteria, and other internal and external data elements.Work closely with direct management in the holistic evaluation of strategies aimed at driving profitable cards portfolio growth.Develop queries, analysis and reports across all phases of the cardholder lifecycle, including acquisition, usage, and retention.Maintain credit card campaign performance evaluations across all existing and prospect cardholder touch-points, including direct mail, digital, mobile, call center, statements and branch channels.Capture data critical to identify card portfolio segments that are underperforming, develop analytics and execute opportunities to optimize marketable universe, offers, and/or campaign performance.Develop sophisticated financial analysis and profitability models to assess performance across credit card risk segments, vintages, and products. Work with direct management to build account/product level P&L to effectively manage the credit card portfolio's growth and profitability.Interpret analytic findings and formulate recommendations to share with key decision makers. Clearly articulate findings and observations and make recommendations as appropriate.Work with Credit Risk, Finance and other business teams to ensure consistent and accurate reporting while minimizing redundancy. Education and ExperienceEquivalent combination of education and experience is considered.Bachelor's Degree in Economics, Finance, Statistics, Engineering or a related field is required. Master's Degree in a quantitative or a related field is highly preferred.Minimum of three (3) years of experience in credit card or a related industry is required.Minimum of two (2) years of experience in credit card acquisition and existing portfolio data analytics including but not limited to marketing analytics, statistical analysis, modeling and optimization, business and product development within a financial services environment is required.Hands-on skills in SAS, SQL, Tableau, Monarch, Excel, PowerPoint, and proficiency working with large dataset are required.Statistical analysis experience, including A/B testing, linear regression, and time series forecasting are required.Knowledge and experience of segmentation, statistical procedures, predictive modeling, financial modeling and analytic tools are preferred.Expertise in data Warehouse and business intelligence associated tools are preferred.Proven project management skills. Supervisory ResponsibilityThis position will not supervise employees. Licenses and CertificationsThere are no additional certifications required. Work EnvironmentWhile performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise. Physical DemandsThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.While performing the duties of this job, the employee is required to meet the following physical demands:Physical DemandNoneSeldomOccasionallyFrequentlyReading XWriting XSitting XStanding X Walking X Bending, Stretching or Reaching X Driving X Talking on the phone, person-to-person & in group XHearing on the phone, person-to-person & in group XVision for near, mid-range, far, peripheral, depth and color XUse of computer XUse of telephone XUse of office equipment XPushing/pulling/lifting/ carrying from 5 to 50 lbs. X TravelLimited travel to various worksites is required.To perform the job successfully, an individual should demonstrate the following behaviors to perform the essential functions of this job: Customer/Client Focus.Ethical Conduct.Personal Effectiveness/Credibility.Interpersonal SkillsCommunication SkillsProblem Solving SkillsAbility to Maintain ConfidentialityQuality controlDependabilitySafety and SecurityAdaptabilityPlanning/Organizing

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