Sr Loan Review Analyst/Credit Analyst
National Cooperative Bank (NCB) is seeking a Sr Loan Review/Credit Analyst for the Crystal City, VA office.
The Senior Loan Review/Credit Analyst will assist the SVP, Chief Loan Review Officer in meeting the objectives of the Loan Review Department, specifically the Department’s responsibility for reviewing NCB’s commercial and real estate portfolios to ensure credits are properly risk rated, lending and credit administration practices conform with established policy and prudent underwriting standards, reserves are correctly allocated, and loan losses are minimized.
Review commercial and real estate loans for risk rating accuracy, underwriting weaknesses, and credit administration concerns.
Make and justify risk rating decisions and/or credit criticism.
Properly reason and document loan review worksheets.
Present findings to VP, Senior Loan Review Officer and/or SVP, Chief Loan Review Officer, as appropriate.
With guidance from lead reviewer, assume responsibility for determining loan sample, developing exam findings, and drafting risk rating downgrade memoranda.
Complete strategic departmental assignments, as assigned.
Bachelor’s Degree in Finance, Accounting, Economics or Business or comparable experience in commercial lending, formal credit training preferred.
Position requires strong analytical skills and 2 - 5 years as an underwriter, credit/loan review analyst, commercial bank lender, or asset quality bank examiner. Employee should have experience with prudent underwriting standards and adherence to loan policies.
Should be able to organize thoughts logically for clear, concise reports of examination, procedural memoranda, emails, and other written communications. Must be able to communicate effectively with loan officers and Senior Management.
Position requires a high level of proficiency in Excel, Word, and Power Point.