Branch Sales & Service Associate I (MLO)
**261861BR** **Auto req ID:** 261861BR **HR Job Code:** M01207 Branch Sls & Srvc Assoc I(MLO) **Job Profile:** + Acquires and deepens the branch customer base through a variety of proactive sales and service activities. Manages the customer experience by identifying opportunities to improve the customer's financial wellbeing. Collaborates with ecosystem partners to grow customer's share of wallet. Positions PNC solutions to drive new revenue and customer loyalty. + Drives proactive sales conversations through internal and outbound interactions with a defined sales process including outbound calling, service to sales, teller interactions, appointment setting and effective lobby engagement, ultimately elevating client loyalty. Delivers a full PNC conversation with every client interaction to identify appropriate PNC solutions. Leverages ecosystem partnerships as well as community Centers of Influence to acquire, expand and retain relationships. + Creates customer loyalty and grows customer share of wallet through a differentiated customer experience. Performs lobby engagement activities to connect with customers and position PNC products to meet their needs. Educates customers on options for managing financial transactions by leveraging technology, tools and resources. + Applies product and procedural knowledge to identify, mitigate and solve customer problems effectively to drive customer loyalty. + Manages risk through adherence to all policies and procedures, demonstrating sound judgment within established limits. Demonstrates a heightened scrutiny to identify and avoid loss. Participates in branch daily operations, ensuring they are completed in an efficient and accurate manner. **Position City:** MD - Ellicott City **Position Title:** Branch Sales & Service Associate I (MLO) **Line of Business:** Retail Banking - Branch Banking **Building Location:** MD212 - Rogers Ave **Job Type:** Regular **Total Hours Per Week:** 40 **Job Status:** Full Time **Shift:** Daylight **Scheduled Days/Hours:** Based on branch and business needs **EEO Statement:** PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law **Location(s):** MD - ELLICOT CITY **Certifications/Licenses:** Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations. **Required Education and Experience:** Roles at this level typically do not require a university / college degree, but do require related experience or product knowledge to accomplish primary duties. Typically requires 1+ years of related experience. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered. **Job Specific Competencies:** **Tech Savvy - Extensive Experience** + Advise, educate and engage clients on a variety of technological tools and resources allowing them to explore solutions to achieve their goals and financial well being. **Prospecting. - Working Experience** + Knowledge of and the ability to identify and engage potential opportunities in the market. Build relationships and create opportunities. Plan, strategize and target the right industries. Create value propositions with impact. **Problem Solving - Working Experience** + Knowledge of approaches, tools, techniques for recognizing, anticipating, and resolving organizational, operational or process problems; ability to apply this knowledge appropriately to diverse situations. **Effective Communications - Working Experience** + Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors. **Managing Multiple Priorities - Working Experience** + Ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation. **Matrix Management - Basic Experience** + Ability to build and use effective working relationships within own department and across department, functional, and geographic reporting lines. **BANKING PRODUCTS - Working Experience** + Knowledge of and ability to provide products and services available through the retail banking branch. **Retail Lending - Basic Experience** + Knowledge of and ability to design and develop retail lending products and services, manage and evaluate operational processes and procedures and ensure compliance with local and company policies. **Understanding Customer Needs - Working Experience** + Knowledge of and the ability to recognize and be sensitive to the different perspectives and priorities of different customers. **Cross-Selling. - Working Experience** + Ability to utilize tools and techniques for understanding the needs of customers; markets to clients a full suite of bank products. Promotes financial ideas and solutions from new or existing relationships resulting in increased revenue generation. **Core Competencies:** **Manages Risk - Basic Experience** + Assesses and effectively manages all of the risks associated with their business objectives and activities to ensure activities are in alignment with the bank's and unit's risk appetite and risk management framework. **Customer Focus - Basic Experience** + Knowledge of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions, and ability to leverage that information in creating customized customer solutions. **Position Overview:** As a Branch Sales and Service Associate, you will strengthen customer relationships with a defined sales process. You will spend most of your time as a personal banker, engaging customers in sales conversations in order to identify appropriate financial solutions. This position, within PNC's Retail Branch Banking Network, is based in Ellicott City, MD at the Roger's Avenue branch.