Mortgage Loan Originator
Overview:WE ARE SECU. As Marylanda€ (TM) s largest credit union, we provide exceptional service to hundreds of thousands of members, making a positive contribution to the financial well-being of those we serve. SECU is comprised of employees who are dedicated to helping members achieve their financial goals, are continually seeking ways to make our organization better, enjoy challenges, and want to embark on a dynamic career path.ARE YOU SECU? We take banking in a different direction. And we only hire people who understand that this job is special: an opportunity to connect with their communities, and to improve lives. Thata€ (TM) sa pretty big deal: we get it, and we encourage it. Our employees are diverse, interesting, thoughtful people who have a passion for what they do, and care about their co-workers and those we serve.YOU ARE SECU! So if youa€ (TM) re the kind of person who wants a career opportunity with a future, at an innovative organization where insight is welcomed and team work is a must, then apply to SECU today.We cana€ (TM) t wait to get to know you! Responsibilities:SECU is currently looking for an External Mortgage Loan Officer As a Loan Officer, you will generate your own leads through your referrals from Realtors, builders and other resources. You are responsible for educating SECU members, producing qualified loans to increase the mortgage portfolio, providing disclosures as required by law, and cross-selling other SECU products and services. Additional Expectations:Work closely with designated support staff to manage individual pipeline to ensure high pull through ratios, member satisfaction, process efficiency, and on time service level delivery.Keep abreast of market rates and programs on a regular basis, monitor economic indicators and make recommendations to management as necessary.Meet service levels and production goals that directly correlate to departmental and corporate goals/objectives.Maintain an open line of communication with members throughout the process as well as all parties involved (real estate agent, settlement agent, appraiser, etc.) to insure updates are communicated in a timely manner. Qualifications:QUALIFICATIONS: A proven track record of success with 2+ years of origination experience with active referral sources specifically in the purchase market.Bachelor's Degree or combination of education and work experience with a working knowledge of conventional government, conforming, and non-conforming lending guidelines.Strong familiarity with mortgage terminology and mortgage documents.Proficient in Microsoft Office, specifically Word, Excel, and Outlook.Excellent verbal and written communication skills.Strong organizational skills with an extensive attention to detail.Highest quality of customer service to both internal and external members.BENEFITS: SECU provides its new External Mortgage Loan Officers with the following support: Four month non-recoverable drawLap topCar allowanceMarketing SupportWide range of loan programs with in-house underwriting a€" FHA, Conventional, Jumbo, along with FHLB housing assistance Programs.SECU Portfolio Product offerings.100% LTV Homebuyer Program.Productivity platform and websites for your Realtor partners via our HomeAdvantage partnership.Exceptional support and operation teams.Empower origination platform a€" web based a€" access your pipeline 24/7.Exclusive marketing portal a€" Customize branded and co-branded marketing campaigns, flyers and a wealth of personalized marketing material created on your behalf.In addition to our member-centric, collaborative culture that is never controlled by outside owners, one of the great perks of joining Team SECU is our total rewards package, which includes:Excellent competitive onboarding compensation planHealth insurance (medical, dental, vision & prescription coverage)401(k) retirement savings programBasic & supplemental life insuranceEmployee assistance programGenerous leave programsEmployer paid short-term & long-term disabilityProfessional development programsTuition reimbursementSECU membership encompassing our employee deposit account and loan benefits If youa€ (TM) re interested in a challenging and rewarding career then SECU is for you! SECU is an Equal Opportunity Employer.