Risk Manager, US Card Partnerships

West Creek 1 (12071), United States of America, Richmond, Virginia

Risk Manager, US Card Partnerships

Risk Managers at Capital One are highly motivated Risk Management professionals with excellent analytical, organizational, and communication skills. These skills allow the Risk Manager to gain insights, and act as a change agent to influence their business partners. As Capital One evolves to meet the ever changing technology landscape, so do our Risk Managers. A successful Risk Manager operates from a foundation of knowledge about the Line of Business they support, applicable laws / regulations and good Risk Management practices. They are forward thinking, quick to adapt, and technologically adept. Risk Managers have a high level of exposure across lines of business and have the opportunity to work with Executives to create and implement innovative solutions to appropriately mitigate risks within the Card business.

As a Risk Manager on Capital One's Partnerships Card Risk Team, you will be responsible for working with business partners and risk colleagues to identify and manage existing and potential risks to the Card Partnerships Portfolio. Risk Managers at Capital One are the first line of defense to ensure our Company remains well-managed and profitable.

The specific Risk Manager role that is open is a Vertical Risk Manager who will support our Trade Credit business to business lending team, as well as our traditional consumer lending Partners. This Risk Manager will interact with our business partners to improve management and oversight of their business processes and products. The Partnerships business has a number of growth opportunities on the horizon that this associate will be critical to enabling that growth in a well managed manner.

Responsibilities:

• Provide guidance to business in the implementation of risk management practices
  
• Understand the broader context and implications (e.g., financial, legal, reputational, etc.) of the various types of risk affecting the Card Partnership organization
  
• Stay abreast of the changing regulatory environment and understand the impacts to the Card business
  
• Evaluate and improve the process, risk and control environment, offering advice and guidance across many risk domains
  
• Provide risk consulting on new business intent and ensure proper governance on all business initiatives
  
• Drive collaboration between Risk, Compliance and other business support functions (e.g., Legal, Privacy)
  
• Provide oversight and guidance during risk assessments and BAU operations, identify and analyze risk issues/events, and drive required remediation
  
• Analyze and resolve effective challenges from risk stakeholders (ex. ERM, ORM, Compliance, Audit)
  
• Participate in risk forums and contribute to continuous improvement of risk management practices in Card Partnerships
  

Here's what we're looking for in an ideal teammate:

• You are a critical thinker who seeks to understand the business, its processes, risks and control environment.
  
• You create energy and an environment that fosters trust, collaboration, and belonging.
  
• You possess a relentless focus on quality and timeliness.
  
• You adapt to change, embrace bold ideas, and are intellectually curious. You like to ask questions, test assumptions, and challenge conventional thinking.
  
• You develop influential relationships based upon shared risk objectives.
  
• You do the right thing and lead by example. You have a passion for coaching and investing in the betterment of the team.
  

Basic Qualifications:

• At least 3 years of experience in risk management or compliance
  

Preferred Qualifications:

• 5+ years of risk management experience
  
• 3+ years of experience in operations management
  
• 3+ years of experience in Analysis
  
• 3+ years of experience in performing risk and control assessments, control testing, or assessments against industry risk frameworks
  
• 2+ years of experience in Process Management or Project Management
  
• Agile or Design Thinking experience
  
• Certified Risk Management Assurance (CRMA) or Certified Regulatory Compliance Manager (CRCM)
  
• Lean, Agile, Six Sigma, Business Process Management, or Project management certification
  

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).