Commercial Real Estate Originations Analyst

Employer
Capital One
Location
Bethesda, Maryland, United States
Posted
Jan 19, 2023
Closes
Feb 18, 2023
Ref
R162615
Function
Finance
Hours
Full Time
Bethesda Metro Center (17049), United States of America, Bethesda, Maryland

Commercial Real Estate Originations Analyst

Capital One is seeking a Transaction Manager to support the multifamily originator team to join our Commercial Real Estate Business. We are seeking an Originator to contribute to the expansion of our Multifamily platform. Capital One is active in all aspects of the commercial real estate arena with extensive experience in permanent and construction loans for a broad range of projects including multifamily housing, retail, office buildings, student housing, industrial and parking facilities. Our Multifamily Finance Team is a part of Capital One's broader Commercial Real Estate Business (CRE) and in addition to generating loans for our balance sheet, is one of the largest originators of Fannie Mae, Freddie Mac and FHA loans. The Transaction Manager in this role will be responsible for originating a satisfactory volume of loans meeting Capital One's underwriting criteria. They will also be responsible for establishing a market presence and for the development and maintenance of a referral network that generates a pipeline of new loan clients and for pursuing and closing those prospective clients .

Responsibilities and Competencies:
  • Input historical operating statements and rent rolls into Loan Calc Models
  • Size/structure loans based on Freddie Mac and Fannie Mae programs (as well as balance sheet, FHA, CMBS and Life Co. programs occasionally)
  • Generate loan screening memos for Credit approval prior to submission to Freddie/Fannie for quotes
  • Oversee borrower analysis (org structure and financial analysis, description of loan request and exceptions/waivers, market analysis, property description and NOI discussions
  • Review quotes provided by Fannie and Freddie
  • Drafting application letters and assisting with generation and collection of required due diligence information; will work closely with Underwriting on the due diligence items as well as coordinating third party report quotes, inspections, etc.
  • Completing market and borrower research to assist the Originators on marketing plans
  • Responsible for interaction with the borrower to collect due diligence, discuss loan quote options, run prepayment penalties, etc.
  • Maintain tracking system for refinance opportunities
  • Work closely with Underwriting, Closing and the Origination team to solve problems and ensure a smooth transaction for each client
  • Attend borrower meetings and conferences
  • Serve as the point person between Underwriting and Origination on all deals in process


Basic Qualifications :
  • Bachelor's Degree or Military Experience
  • At least 4 years of experience in a Commercial Real Estate Underwriting or Originations


Preferred Qualifications :
  • At least 5 years of experience in a Commercial Real Estate Underwriting or Commercial Real Estate Originations
  • At least 5 years of experience in Multifamily Agency Lending


At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Los Angeles (incl. Newport Beach), California:
$75,000 - $125,000 for Originations Analyst III
New York City:
$75,000 - $125,000 for Originations Analyst III

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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