Locations: TX - Plano, United States of America, Plano, Texas

Principal Risk Associate

The Risk team is seeking talented team members who will be responsible for executing risk-based operational effectiveness. This includes ensuring appropriate risk mitigation and adherence to applicable Laws, Regulations, and Guidance for all control types across Financial Services.

As a team member you will have the opportunity to take part in conversations with internal and external partners (e.g., risk managers, compliance and credit policy advisors, business teams, etc.), dive deep into processes to understand performance, and drive improvement through your insights. Additionally, you will have a chance to perform data analysis, leverage process skills (Lean/Six Sigma) and function as a coach and mentor to others on your team and across Financial Services.

Learn more about #lifeatcapitalone and our commitment to diversity & inclusion by jumping to slides 25-40 on our Corporate Social Responsibility Report.

In your role, you will:

• Develop a deep understanding of business strategies, products, services, and risk profile;
  
• Identify and assess the impact of the changing regulatory environment on business objectives and risk appetite;
  
• Analyze data to proactively identify risks and trends and provide insights that support internal customers in decision-making;
  
• Provide guidance and advice to business partners on implementing risk policies and programs;
  
• Drive collaboration between the risk, compliance, operational risk, and other business support functions (e.g., legal, privacy);
  
• Ensure independent escalation of risk management gaps, issues, and concerns to executive management and when appropriate, the Board of Directors, including emerging risks and regulatory focus areas;
  
• Identify opportunities to improve risk management practices and develop solutions to perfect risk management, eliminate waste, and deliver an exceptional customer experience
  
• Drive event containment and remediation in conjunction with compliance, legal and business process teams
  

Qualities of a Successful Candidate:

• Curious & Analytical - You ask why, explore possibilities, and bring your unique perspective to the table. You are comfortable with ambiguity and are a truth seeker. You make it your business to master the data and signals to drive innovative solutions that are grounded in evidence.
  
• Discerning & Deliberative - You are careful and methodical, navigate uncertainty and risks expertly, and have a knack for steering the team away from impulsive or ill-informed decisions.
  
• Action-Oriented & Results-Driven - You have a desire to take action, try new things, and sometimes fail. Roadblocks won't set you back, because you'll stay focused on your goals. You're organized, are up for juggling multiple deliverables, and prioritize your work while keeping the customer at the forefront of everything you do.
  
• Up for a Challenge & Fungible- Big, undefined, unfamiliar, and complex problems will be exciting for you as you work to identify well-rounded solutions. You have an insatiable appetite for learning, and are constantly seeking out new challenges.
  
• Passionate & Customer-Focused - You are customer obsessed. You make it your business to understand their needs and their goals and are not satisfied with anything less than an exceptional customer experience.
  
• Communicative & Influential- You communicate complex ideas concisely and convincingly. You adjust your communication to your audience and are comfortable with presenting to executive leadership.
  
• Collaborative & Team-Oriented - You value diverse perspectives and seek insights from others. You bring energy to the group and rally them around a common goal.
  

Basic Qualifications:

• High School Diploma, GED or equivalent certification
  
• At least 2 years of experience in project, process, or risk management
  
• At least 2 years of experience partnering across company lines of business
  

Preferred Qualifications:

• Bachelor's Degree or Military experience
  
• 4 + years of experience in project or process management
  
• 4 + years of experience in risk management
  
• 3 + years of experience in presenting to senior leadership
  
• 1 + year of experience in change management
  

At this time, Capital One will not sponsor a new applicant for employment authorization for this position

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).