Principal Associate,Data Scientist, Commercial Bank

Employer
Capital One
Location
New York, New York, United States
Posted
Nov 07, 2022
Closes
Dec 06, 2022
Ref
R148611
Function
Finance
Hours
Full Time
11 West 19th Street (22008), United States of America, New York, New York

Principal Associate,Data Scientist, Commercial Bank

Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.

As a Data Scientist at Capital One, you'll be part of a team that's leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.

Commercial Bank - Commercial Data Science Team As Commercial Bank's data science team. We work to improve the way commercial banking is done through the use of innovative data and model-driven solutions. The lines of business we support include commercial real estate, credit lending, treasury management, commercial card, and B2B payments within the $20MM+ revenue corporate and commercial real estate sectors. Typical use cases include real-time credit assessment of corporate and CRE through non-traditional datasets, macroeconomic predictions and insight generation, deposit balance and attrition prediction and forecasting, optimal pricing strategies, and portfolio credit risk assessment.

Role Description

In this role, you will:
  • Become a key player in empowering commercial lending with the ability to provide their borrowers with data, statistical, and model driven insights.
  • Build robust pipelines that transform billions of data points into lasting metrics and analysis at scale.
  • Partner with a cross-functional team of data scientists, software engineers, and product managers to deliver products customers love
  • Leverage a broad stack of technologies - Python, Conda, AWS, H2O, Spark, and more - to reveal the insights hidden within huge volumes of numeric and textual data
  • Flex your interpersonal skills to translate the complexity of your work into tangible business goals
  • Mine for real time insights hidden in large internal and external datasets that have time and geospatial components to help Capital One and our customers make crucial business decisions.


The Ideal Candidate is:
  • Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You're not afraid to share a new idea.
  • Technical. You have hands-on experience developing and maintaining robust pipelines that back data science solutions using open-source tools and cloud computing platforms.
  • Statistically-minded. Being either a Frequentist or Bayesian or both, you think statistically and bring rigor to analyses and ensure the correct conclusions are acted upon.
  • A data guru. "Big data" doesn't faze you. You have the skills to retrieve, combine, and analyze data from a variety of sources and structures. You know understanding the data is often the key to great data science.


Basic Qualifications:
  • Bachelor's Degree plus 5 years of experience in data analytics, or Master's Degree plus 3 years in data analytics
  • At least 1 year of experience in open source programming languages for large scale data analysis
  • At least 1 year of experience with machine learning
  • At least 1 year of experience with relational databases


Preferred Qualifications:
  • Master's Degree in "STEM" field (Science, Technology, Engineering, or Mathematics) plus 3 years of experience in data analytics
  • At least 1 year of experience working with AWS
  • At least 3 years' experience in Python
  • At least 3 years' experience with machine learning
  • At least 3 years' experience with SQL


Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

New York City: $156,595 - $184,748 for DS PhD

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).