Principal Risk Associate, Data Analytics and Reporting

Capital One
Houston, Texas
Sep 30, 2022
Oct 05, 2022
Full Time
5444 Westheimer (31761), United States of America, Houston, Texas

Principal Risk Associate, Data Analytics and Reporting

The Data Analytics and Reporting team within Commercial Bank's Credit Solutions Team (CST) is looking for a Principal Risk Associate who will be responsible for engaging partners across the bank to identify data-driven opportunities that strengthen the Underwriting and Portfolio Management control environment to reduce both regulatory and operational risks while building lasting partnerships.

The ideal candidate has an understanding of credit risk management and process excellence culture while being intellectually curious and self-motivated. They will possess strong attention to detail, problem-solving skills as well the ability to embrace and quickly adapt to change in a dynamic, fast-paced team environment.

We are a data-driven teamfocused on creating a premier commercial credit data ecosystem that enables risk management for the Commercial Bank. To accomplish our goals, we leverage some of the most modern platforms (Amazon AWS, GitHub), tool sets (QuickSight), scripting (SQL) & programming languages (Python). Be ready to work on many of the most challenging problems within Commercial Bank while unlocking new capabilities that enable our end goal of optimizing for risk management while Changing Banking for Good. Our team members independently lead data-driven projects from start to finish navigating white space problems from proposal to building the final solution into our commercial production environment, leveraging data as a tool to manage credit risk.

Responsibilities include but not limited to :
  • Leading and owning the execution and delivery of complex credit data related projects
  • Developing and building new credit data capabilities- leveraging tool sets including Python, SQL, and QuickSights
  • Presenting your projects and/or recommendations to some of the most senior leadership members of the Commercial Bank
  • Communicating project and risk remediation needs to key stakeholders across all levels to manage, inform, and influence outcomes
  • Partnering on risk management process improvement work, risk assessment, and remediation initiatives
  • Managing monthly and quarterly management reporting of in progress regulatory and compliance initiatives
  • Conduct analysis and data reconciliation on executive risk management reporting

Basic Qualifications:
  • Bachelor's Degree or Military Experience
  • At least 3 years of leveraging data and technology to improve risk outcomes.

Preferred Qualifications:
  • Bachelor's Degree in Engineering or Economics, or 5 years of Credit Risk Management experience
  • 3 years of coding experience in Python, SQL or R
  • 1 year of story-telling experience leveraging Power Point
  • Project management or business consulting experience
  • Data analysis or data science experience

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.


No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).