Floating Commercial Loan Portfolio Manager I
- Full Time
Overview: Chesapeake Bank-Want to build a successful career with a financial institution that excels in the industry and has "fun" as one of its corporate values? Our team has high levels of employee engagement, proven in yearly external engagement surveys that rank us in the top 200 banks for multiple years running. We offer competitive benefit plans and have high levels of job satisfaction. Chesapeake puts an emphasis on knowing that we are only as strong as the communities we serve, therefore we contribute service hours and money to our local communities. Talk to us about a career that makes you want to get up and come to work, have fun and make a difference. Summary:Assists in originating commercial loans, accepting loan requests and interviewing customers; Completes the analysis and documentation required for loan approval; Promotes the financial institution and its lending services to the community. This floating position will support loan officers throughout the bank on an as needed basis. This position will necessitate the need for some travel to other regions within the bank. Responsibilities: Ability to work with multiple loan officers and comfortable multi-tasking in a fast-paced work environment.Obtains loan request information from commercial lender or borrower.Assists in screening loan requests based on financial institution policies and on types of loans offered by the bank.Reviews personal and business financial statements and tax returns. Pulls and reviews credit reports on personal guarantors. Analyzes the compiled financial information and prepares the preliminary analysis for the lender.Prepares Commercial Approval Memorandums (CAMs) for presentation by the lender to the loan committee.Requests and obtains financial information on existing borrowers and maintains current loan files.Manages the tracking of upcoming maturities and loan reviews of existing credits to ensure completion.Obtains additional information to include updated collateral values and current financial information, on delinquent loans and prepares detailed reports for presentation by the loan officer to management.Provides technical advice and assistance to loan officers as needed.Facilitates and/or completes the various servicing needs of loan customers such as appraisal requests, construction draws or generation of tax reporting information.Participates in local business and community activities. Requirements: College Degree or commensurate experience.One to two years' experience in a financial institution or loan office setting.Good sales, organization and interpersonal skills.Superior computer skills to include proficiency with Microsoft Excel and other Office programs.Good oral and written communication skills.Ability to read and comprehend training materials, financial institution communications and related loan manuals.