Company Introduction: Blue Ridge Bankshares, Inc. is a multi-state bank holding company that is the parent company of Blue Ridge Bank, NA, a client-centered financial services company offering commercial banking services throughout Virginia and North Carolina. Blue Ridge Bank currently has over 500 employees with a desire to build an even larger, stronger team. Blue Ridge Bank's mission is to create financial value and opportunity for our shareholders, customers, employees, and communities by providing evolving, flexible, and customized solutions for the needs of our clients. And, to have fun while doing it. We strive to be more than your average community bank. We focus on meaningful growth with positive financial results. We want our products and services to improve the quality of life for our customers. Our core values are to act with integrity, to serve others, to commit to success, celebrate achievements, and to enjoy every day. Position Title: Commercial Loan Processor Reports To: Commercial Processing Support Manager Work Locations: Luray, VA FLSA Status: Non-Exempt Remote Capabilities: Some Options Number of Openings: 1 Position Purpose: This position is responsible for evaluating, authorizing approval or denying commercial loan applications. This role acts as a liaison between customers and Blue Ridge Bank to assist qualified applicants acquiring commercial loans. Responsibilities: . Collects and prepare all necessary documentation for commercial loan files and ensures all necessary documentation is in the file. . Communicate with clients or Loan Officer to request, provide, or verify important information. . Order's title, appraisal, and other necessary documentation for all commercial loans. . Processes loan applications and documentation within specified limits. . Sends commitment letter and proceeds with processing after loans are approved. . Prepares, maintains, and ensures proper documentation are in each file and verifies accuracy and completion for existing and new commercial loans, including loan disclosures. . Order's inspections and coordinates construction draws and keeps record for each construction deal. . Research applicant credit status and current financial position to determine financial eligibility and feasibility of granting commercial loans or mortgages. . Complete loan contracts and ensure clients are kept informed of the rules and requirements. . Work with clients to establish their needs and recommend suitable types of loans by identify and recommend products that meets the customer's needs and Blue Ridge Bank's lending guidelines. . Determine all applicable ratios and metrics and set up debt payment plans. . Submit files to the designated Underwriter. . Review active loan files each day to determine if any documents are missing or what can be done to help the process along. . Operate in compliance with laws and regulations and adhere to lending compliance guidelines. . Capture HMDA and CRA data as applicable. . Learn and attain proficiency with the Bank's core systems (DNA, AccuSystems, etc.). . Other tasks as assigned. . Create value for the bank and its employees. . Be a good teammate. . Live our core values. Education: . Associate Degree in a relevant field of study. Skills: . Two (2) years of work experience in Commercial loan processing or commercial lending activities. . Experience with Laser Pro, Microsoft Office: Word, PowerPoint, and Excel. . Working knowledge of BSA/AML laws and regulations. . Knowledge of hazard and flood insurance requirements. . Basic understanding of federal and state laws regarding lending practices . Strong computer skills relevant to Microsoft Office Suites (eg, Word, Excel, Outlook, etc.). . Organizational skills and attention to detail. . Strong decision-making/problem resolution skills. . Strong analytical and math skills, organizational skills, and customer service skills. . Effective verbal and written skills to effectively communicate in the English language required. . Experience in banking or similar field. Abilities: . Ability to learn bank programed software. . Ability to build and maintain relationships, while providing exceptional customer service. . Ability to work within a team environment. . Ability to read and comprehend complex instructions, correspondence, and memos. . Ability to read and interpret documents such as procedure manuals, general business correspondence, or government regulations. . Ability to deal directly with the public, on the phone or face to face, following the Bank's Customer Service Standards. . Ability to handle high stress levels and stressful situations. Preferred Qualifications: . Prior experience with Banking software and applications. Benefits: . Medical Health Care Plans: Blue Ridge Bank contributes up to $525.00 dollars towards the cost sharing of the Health Care Plans. . Dental . Vision . Health Savings Account . ESOP . 401K . Life Insurance . Paid Leave Time (PLT) . Bereavement Leave . Observed Legal Holidays: 10 Federal Holidays . Short Term Disability . Long Term Disability . FMLA Leave . Parental Leave . Continuing Education Plans . Tuition Reimbursement Program Legal Disclaimer: It is the policy of the Blue Ridge Bank that all aspects of human resource management be conducted without regard to race (or traits historically associated with race including hair texture, hair type, and protective hairstyles such as braids, locks, and twists); sex; color; national origin; religion; sexual orientation; gender identity or expression; age; veteran status; political affiliation; disability; genetic information; and pregnancy, childbirth, or related medical conditions. Blue Ridge Bank provides reasonable accommodation to applicants with disabilities where appropriate. Applicants requiring reasonable accommodation for any part of the application process should follow the instructions in the job opportunity announcement. For any part of the remaining hiring process, applicants should contact the Blue Ridge Bank Human Resources Department directly at HR@mybrb.bank. Determinations on requests for reasonable accommodation will be made on a case-by-case basis.