Senior Associate- Risk Specialist

Capital One
Richmond, Virginia
Aug 06, 2022
Sep 05, 2022
Full Time
West Creek 3 (12073), United States of America, Richmond, Virginia

Senior Associate- Risk Specialist

This role is for a Senior Associate Risk Specialist or Senior Associate Process Manager to support Capital One's Small Business lines of business. The position is in Consumer Credit Risk Management (CCRM) and leads critical processes that help first and second line credit leaders manage and understand credit risk exposure. You will work directly with some of Capital One's best credit leaders, in both the first and second lines of defense. You will gain exposure and experience with credit analysis and credit risk governance processes that are not available anywhere else in the company. And you will learn how one of the world's best credit companies manages and governs our credit risks.

The successful candidate must have a background in risk management, process management, or experience with credit processes. You must be able to partner with and influence senior credit leaders in both the first and second lines of defense. You should have a passion for risk management, strong results focus, and great attention to detail.

- Risk Consulting and credit governance process management for Small Business Bank and Small Business Card
- Client Management: Develop and leverage key relationships with stakeholders that enable collaboration across the enterprise
- Credit Governance: own, deliver and improve on credit governance processes for your business, following Capital One policy and practice. These processes may include credit program and credit decision approvals, credit governance reporting, portfolio monitoring, and loss forecasting processes

- Partnership: Work closely with colleagues across Capital One including M&A teams, Data Scientists, Finance, Risk Management and others to drive improvement in analytical quality, credit results and profitability

- Change Management: Lead change control efforts at the process level to ensure impacts are appropriately assessed, documented and implemented
- Strong executive communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills

- Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment

Basic Qualifications:
- Bachelor's Degree or military experience
- At least 1 year of Financial Services Risk Management Experience
- At least 2 years of Project Management experience

Preferred Qualifications:
- At least 3 years of Project Management experience leading cross functional projects and programs in Risk
- PMP Certification or Masters Certificate of Project Management (CPM)
- At least 3 years of experience supporting, partnering and interacting with internal business clients

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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