Skip to main content

This job has expired

Centralized Credit Underwriter II

Employer
Mariner Finance, LLC
Location
Nottingham, MD
Closing date
Aug 10, 2022

View more

Centralized Credit Underwriter II Hours of Work: (Schedule may fall within the following times) Monday through Friday: 9:00AM-9:00PM To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs. Work hours will depend on the business hours of the time zone serviced. Supervisory Responsibility: Central Credit Underwriters In This Role, You Will Be responsible for underwriting branch and online loan applications on a timely basis and informing the branch managers or customers of the decision. This position assists the branch network with service to existing and potential customers. This position is also responsible for managing the online loan application. Responsibilities: * Underwrites credit applications according to Mariner Finance lending policy and extends credit to branch and online customers through a variety of lending programs. Stays up to date with the lending policy and any changes that are made. * Originates, reviews, and approves online loan applications. Reviews denied loans for possible counteroffer and funded loans for completeness of documentation. * Responsible for the retention and maintenance of existing accounts as well as developing awareness of other sales/service activities. * Assists the Central Credit Manager with administrative work for existing and potential customers. Completes reports and initiates contact with customer at Manager's direction to acquire additional financial information and communicate/resolve issues. * Approves exceptions to policy as authorized by Central Credit Manager based on nature of exception, customer needs, and related factors. * Provides service to internal and external customers as needed and resolves service and policy related situations for customers with exceptional timeliness, accuracy, and professional courtesy. * In manager's absence, coordinates functions and daily operational issues through communication with Vice President of Centralized Credit. * Responds to high credit limit exception approvals when necessary. * Assists in onboarding and training of new Centralized Credit staff. * Conducts peer review of lending decisions. * May perform additional functions depending on market demand and staffing in order to provide consistent quality customer service. Required Qualifications: * Bachelor's Degree in Business Administration, Finance, Economics, or related discipline. Additional financial services industry experience can be substituted on a year-by-year basis for college coursework. * Minimum of three (3) years of experience underwriting personal loans. * Knowledge of lending and fair practice and ethics in consumer finance required. * Exceptional customer service, interpersonal, and communication skills. * Strong analytical, organizational, and time management skills. * Strong decision making and problem solving skills. * Proficient in Microsoft Outlook, Excel, and Word. Physical Demands: While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; and talk or hear. The employee is occasionally required to stand and walk. The employee must occasionally lift and/or move up to twenty (20) pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus. Mariner Finance is an Equal Opportunity Employer and does not discriminate on the basis of race, color, sex, marital status, age, religion, national origin, sexual orientation, disability, or status as a disabled or Vietnam era veteran. Drug/Alcohol/Smoke-free workplace. IND2 Compensation: Hourly Rate (commensurate with experience) Benefits: Health (optional HSA with Employer Contributions), Vision, Dental, Basic Life, PTO and 11 paid holidays, 401K + company match, Paid Parental Leave Mariner Finance, LLC | NMLS #166564

Get job alerts

Create a job alert and receive personalized job recommendations straight to your inbox.

Create alert