Senior Associate, Risk

Capital One
McLean, Virginia
Jun 10, 2022
Jul 09, 2022
Full Time
Center 2 (19050), United States of America, McLean, Virginia

Senior Associate, Risk


Consumer Credit Risk Management (CCRM) is currently seeking a self-motivated, detail-oriented Senior Risk Associate to serve as the Credit Governance Process Manager (PM) for the US Consumer Card (USCC) Divisional Credit Office (USCC DCO).The USCC Credit Governance PM is an exciting, fast-paced role that serves as a primary credit governance resource for the DCO and partner teams.

This is a valuable role supporting CCRM and the DCO team by actively managing governance processes impacting credit decisions, maintaining corresponding oversight reporting for the US CC DCO, and partnering with department stakeholders to manage credit governance and mitigate credit risk. The US CC Credit Governance PM will also interact horizontally with other DCOs to share best practices and implement process improvements across CCRM.

This position will also maintain responsibility for the process CCRM uses to accredit, assess ongoing accreditation and re-accreditation of our Credit Officers (COs) and Senior Credit Officers (SCOs). The person will be responsible for managing and maintaining procedures related to the accreditation process and special compensation for our accredited officers while also being solely responsible for carrying out ongoing process steps.

  • Assist process owner with management and Continuous Improvement of USCC DCO & Accreditation processes
  • Review and analyze credit decisions to ensure technical adherence policy and procedures
  • Assist with the maintenance of all process documentation, standard operating procedures, internal approvals, and internal reporting
  • Serve as SME for credit governance processes and methodology, supporting the USCC DCO and Line of Business teams throughout the credit decision lifecycle
  • Conduct regular meetings with DCO team and report to stakeholders on process health & project status
  • Oversee ongoing accreditation process, annual Mid-year performance check-in processes and annual reaccreditation processes
  • Complete semi-annual payments to accredited officers
  • Support USCC DCO for any internal or external audit
  • Additional duties as assigned

This associate will:

- Demonstrate detail orientation, strong written and oral communication, problem solving, teamwork, and collaboration

- Work with limited supervision

- Have basic risk management experience and relationship management skills

Basic Qualifications:

- Bachelor's Degree or Military Experience

- At least 2 years of experience in Process Management or 2 years of experience in Risk Management

Preferred Qualifications:

- Master's Degree

- At least 4 years of Project Management experience or at least 4 years of Risk Management experience

- PMP, Lean, Agile or Six Sigma certification

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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