Underwriting and Portfolio Management - Principal Associate

Capital One
McLean, Virginia
Jun 10, 2022
Jul 10, 2022
Full Time
Center 2 (19050), United States of America, McLean, Virginia

Underwriting and Portfolio Management - Principal Associate

The Underwriting and Portfolio Management organization is responsible for working with internal partners to underwrite new transactions and manage the existing portfolio of loans. Our Underwriters and Portfolio Managers balance supporting the Commercial's Bank's growth and ensuring we have a scalable, well-managed business. This role supports Commercial Real Estate.

Primary Duties and Responsibilities:
● Analyze financial statements and property operating statements
● Prepare Annual Reviews
● Conduct property inspections
● Review reserve/construction/line draws
● Review of loan documents and other agreements
● Manage client relationships, providing excellent customer servicing while enforcing loan document/lender requirements.
● Perform ongoing risk analysis, ensuring timely risk detection and appropriate monitoring
● Conduct market research and prepare market reports
● Prepare loan and portfolio level status reports
● Monitor loans for covenant and reporting compliance
● Prepare monthly, quarterly, and ad-hoc reports on the portfolio

Basic Qualifications:
● Bachelor's Degree Business or Bachelor's Degree in Finance or Bachelor's Degree in Accounting or Bachelor's Degree in Economics
● At least 1 year of experience working in Argus is preferred.

Preferred Qualifications:
● At least 3 years of work experience in commercial real estate including asset management experience
● Proficiency in analyzing property operating statements, rent rolls, and borrower financial statements and in modeling complex financial scenarios
● Highly developed analytical skills including the ability to create complex spreadsheets and financial analyses
● Outstanding writing skills and oral presentation ability
● High integrity, the ability to communicate articulately and concisely, strong interpersonal and partnership skills, achievement drive, and intellectual curiosity
● The ability to multitask and respond in a timely manner while managing a robust portfolio
● High level of proficiency in Microsoft Office (Excel, Word, PowerPoint)

At this time, Capital One will not sponsor a new applicant for employment authorization for this position



No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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