Sr Lending Officer - Washington DC

Employer
Bank of America
Location
Fredericksburg, VA
Posted
May 18, 2022
Closes
May 22, 2022
Ref
527974977
Function
Accountant, IT
Hours
Full Time
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better by connecting clients and communities to the resource they need to be successful. Make a difference where it counts by joining our industry-leading Consumer Lending team at Bank of America and Merrill Lynch. We're looking for people with focus and drive -people who take the time to get to know clients, engage with them to understand what's important to them, and provide the lending solutions, service and expertise they need to achieve their financial goals. As part of the Bank of America team, Senior Lending Officers (Sr. LOs) have access to industry leading products and services, award winning platforms and a team of dedicated loan coordinators and underwriters - all designed to meet the unique life priorities of our clients. Sr. LOs continually identify, develop and maintain a quality network of business relationships that serve as a recurring source of referrals for new mortgage lending opportunities. The Sr. LO is responsible for originating retail mortgage loans and other lending products - through uncovering client needs and matching them to our lending solutions. Contact with clients may be either by telephone or in-person. The SFCLO proactively solicits new residential mortgage business and sells Bank of America lending products to meet established loan quality and production goals. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination We'll help you * Get training and one-on-one coaching from managers who are invested in your success. You'll take part in additional training and development through our Academy to develop in your role. * Grow your network to eventually grow your business. Utilize our relationships with one out of two US households. You'll interact with banking clients and small business owners alike. You will also tap into a range of experts, from small business bankers to financial solutions advisors. * Provide end-to-end comprehensive lending guidance and solutions to prospective borrowers by uncovering their life priorities, analyzing financial and credit data, and determining client financing objectives. * Stay informed on changing market conditions, business trends and regulatory requirements by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements. * Demonstrate a commitment to professional ethics, as well as conforming to all Federal and State compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements. As a Senior Lending Officer, you can look forward to * Providing exceptional client care with industry leading products, services, education and a dedicated team of loan coordinators and underwriters. * Building a quality external network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Sources may consist of real estate professionals, builders, professional and personal contacts. * Expanding your reach further through participation in business related development opportunities, community efforts to promote homeownership and professional organizations. * Robust marketing strategies to reach wider audiences with greater appeal. * Ongoing professional development to deepen your skills as the industry evolves and changes. * A world-class suite of employee benefits Shift: 1st shift (United States of America) Hours Per Week: 40